HDB Financial Services Ltd

544429

Summary

Fair Value Assessment
Undervalued (5% Discount)
Fair ValueQ891.57UncertaintyVery High
Close Price844.45Jul 14, 2025
Market Closed
841.10
Price Down by 3.35 | 0.40 %
Previous Close
841.10
Day Range
839.35 – 847.10
Year Range
827.50 – 891.65
Bid / Ask
Market Cap
696.1 Bil
Volume / Average
179.3 k / 1.5 Mil
Beta
Shares Outstanding
827.64 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
HDB Financial Services Ltd is a non-banking finance company that provides lending services and business process outsourcing. The company also offers services related to the marketing and promotion of various financial products. Additionally, it provides BPO services that encompass back-office services such as form processing, document verification, finance and accounting services, and correspondence management, as well as front-office services including contact center management, outbound marketing, and collection services. The company's operating segments are: Lending services and BPO services. The majority of its revenue is generated from the Lending services segment, which includes providing finance to retail customers for a variety of purposes. Its operations are concentrated in India.
Contact
Tukaram Sandam Marg, A-Subhash Road HDB House, Mumbai, MH 400057
T +91 2249116300
www.hdbfs.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2026
Employees
60,432

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
160.80 160.80 139.46 122.44
Revenue Growth %
15.30% 15.30% 13.90%
Gross Profit
100.56 100.56 84.54 71.37
Gross Profit Margin %
62.54% 62.54% 60.62% 58.29%
Operating Income
84.76 84.76 70.32 59.10
Operating Margin %
52.71% 52.71% 50.42% 48.27%
EBIT
62.49 62.49 59.42 45.89
EBIT Margin %
38.86% 38.86% 42.61% 37.48%
EBITDA
64.43 64.43 60.88 47.01
EBITDA Margin %
40.07% 40.07% 43.65% 38.39%
Net Income
21.76 21.76 24.61 19.59
Net Profit Margin %
13.53% 13.53% 17.65% 16.00%
Basic EPS
26.23 26.23 29.66 23.62
Diluted EPS
26.23 26.23 29.66 23.62
Normalized EPS
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2021
Total Assets
1,086.63 1,086.63 925.57 700.50
Total Liabilities
928.44 928.44 788.14 586.13
Total Debt
873.98 873.98 743.31 548.65
Total Equity
158.20 158.20 137.43 114.37
Cash And Cash Equivalents
9.50 9.50 6.48 3.96
Working Capital
-14.32 -14.32 64.84 37.14
Shares Outstanding (Mil)
829.57 829.57
Book Value Per Share
Total Debt To Equity
5.52 5.52 5.41 4.80
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Cash From Operating Activities
-136.26 -136.26 -167.36 -68.51
Cash From Investing Activities
11.59 11.59 -21.46 9.73
Cash From Financing Activities
127.70 127.70 191.34 57.96
Capital Expenditures
2.10 2.10 1.23 1.11
Free Cash Flow
47.29 47.29 41.42 28.73
Change in Cash
3.03 3.03 2.52 -0.81

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
Aditya BSL Bkng & Fin Srvcs Reg Gr 0.15 2.61 1,276,480
1,276,480
Jun 30, 2025
ICICI Pru Banking & Fin Svcs Gr 0.15 0.89 1,216,200
1,216,200
Jun 30, 2025
Kotak ELSS Tax Saver Reg Gr 0.14 1.34 1,173,560
1,173,560
Jun 30, 2025
DSP Midcap Reg Gr 0.14 0.44 1,151,260
1,151,260
Jun 30, 2025
Nippon India Small Cap Gr 0.14 0.13 1,140,960
1,140,960
Jun 30, 2025
Total (for Top 5) 0.72 5,958,460
5,958,460

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