Aadhar Housing Finance Ltd

544176

Summary

Fair Value Assessment
Overvalued (32% Premium)
Fair ValueQ347.61UncertaintyHigh
Close Price458.95Jul 04, 2025
Market Closed
455.05
Price Down by 3.90 | 0.85 %
Previous Close
458.95
Day Range
448.00 – 462.85
Year Range
340.50 – 516.65
Bid / Ask
Market Cap
196.6 Bil
Volume / Average
7.3 k / 24.7 k
Beta
Shares Outstanding
432.06 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
Contact
Junction of Western Express Highway and M. V. Road Unit No. 802, 8th Floor, Natraj by Rustomjee, Mumbai, MH 400069
T +91 2241689900
www.aadharhousing.com opens in a new tab
Sector
Financial Services
Industry
Mortgage Finance
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2026
Employees
4,583

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
28.35 28.35 23.54 18.81 16.12 15.03
Revenue Growth %
20.43% 20.43% 25.16% 16.70% 7.26%
Gross Profit
24.18 24.18 20.01 15.93 13.94 13.39
Gross Profit Margin %
85.28% 85.28% 84.98% 84.70% 86.46% 89.07%
Operating Income
21.31 21.31 17.55 14.07 12.61 12.31
Operating Margin %
75.15% 75.15% 74.55% 74.78% 78.22% 81.92%
EBIT
22.48 22.48 18.42 14.79 13.06 12.27
EBIT Margin %
79.30% 79.30% 78.23% 78.65% 80.99% 81.62%
EBITDA
22.73 22.73 18.63 14.96 13.19 12.38
EBITDA Margin %
80.19% 80.19% 79.12% 79.52% 81.82% 82.37%
Net Income
9.12 9.12 7.50 5.45 4.45 3.40
Net Profit Margin %
32.16% 32.16% 31.84% 28.96% 27.60% 22.63%
Basic EPS
21.43 21.43 17.58 12.77 10.43 7.97
Diluted EPS
20.85 20.85 17.58 12.77 10.43 7.97
Normalized EPS
21.98 21.98
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
232.24 232.24 190.93 166.18 143.76 136.30
Total Liabilities
168.52 168.52 146.43 129.20 112.29 109.38
Total Debt
163.22 163.22 139.58 121.50 106.67 103.34
Total Equity
63.72 63.72 44.50 36.98 31.47 26.93
Cash And Cash Equivalents
8.78 8.78 3.56 4.05 5.74 3.84
Working Capital
26.01 26.01 15.12 6.15 14.10 16.74
Shares Outstanding (Mil)
426.52
Book Value Per Share
146.98 146.98
Total Debt To Equity
2.56 2.56 3.14 3.29 3.39 3.84
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Cash From Operating Activities
-30.27 -30.27 -25.50 -11.56 -9.07 -12.02
Cash From Investing Activities
1.60 1.60 7.23 -4.77 8.23 -4.80
Cash From Financing Activities
33.89 33.89 17.78 14.63 2.75 7.01
Capital Expenditures
0.15 0.15 0.15 0.10 0.12 0.05
Free Cash Flow
-27.59 -27.59 -24.14 -13.41 -8.03 -13.61
Change in Cash
5.22 5.22 -0.49 -1.69 1.91 -9.81

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
HDFC Small Cap Gr 1.09 0.61 4,696,575
128,779
2.82%
May 31, 2025
Ashoka WhiteOak India Opps A USD Acc 0.67 0.75 2,904,103
0
0.00%
Apr 30, 2025
Invesco India Contra Gr Not Rated 0.56 0.59 2,436,353
0
0.00%
May 31, 2025
Quant Multi Cap Gr 0.51 0.98 2,193,688
0
0.00%
May 31, 2025
Quant Small Cap Gr 0.38 0.26 1,639,158
-1,082,632
39.78%
May 31, 2025
Total (for Top 5) 3.21 13,869,877
-953,853

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