Capital Small Finance Bank Ltd

544120

Summary

Fair Value Assessment
Undervalued (13% Discount)
Fair ValueQ334.04UncertaintyHigh
Close Price289.10May 15, 2025
Previous Close
289.10
Day Range
283.55 – 289.20
Year Range
250.00 – 369.00
Bid / Ask
270.20 × 295
Market Cap
13.1 Bil
Volume / Average
2.3 k / 8.6 k
Beta (1-Year)
Shares Outstanding
45.25 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Capital Small Finance Bank Ltd is India’s first small finance bank. It offers a range of banking products such as saving accounts, Current Accounts, Term deposits, agriculture loans, MSME and trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property) and operates in Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh. It has four segments namely Treasury, Wholesale Banking, Retail Banking, and other Banking Operations. Maximum revenue is generated from the retail banking segment.
Contact
G.T. Road MIDAS Corporate Park, 3 rd Floor, 37, Jalandhar, PB 144001
T +91 1815051111
www.capitalbank.co.in opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
1,876

Key Metrics

Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
4.96 4.96 4.13 3.71 3.09 2.44
Revenue Growth %
20.08% 20.08% 11.21% 20.03% 26.60%
Net Income
1.32 1.32 1.12 0.94 0.63 0.41
Net Profit Margin %
26.53% 26.53% 27.00% 25.20% 20.22% 16.68%
Basic EPS
29.18 29.18 30.65 20.78
Diluted EPS
29.09 29.09 30.45 20.78
Normalized EPS
Total Dividends per Share
1.20 1.20
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
101.08 101.08 92.95 79.91 71.54 63.71
Total Liabilities
87.67 87.67 80.98 73.80 66.38 59.20
Total Debt
86.43 86.43 79.50 72.82 65.45 58.38
Total Equity
13.40 13.40 11.97 6.11 5.16 4.51
Cash And Cash Equivalents
10.00 10.00 13.21 8.81 10.19 12.90
Shares Outstanding (Bil)
Book Value Per Share
296.18 296.18 265.84
Total Debt To Equity
6.45 6.45 6.64 11.93 12.69 12.95
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
09/2020
Cash From Operating Activities
2.79 1.13 -1.07 -2.11 1.74
Cash From Investing Activities
-0.56 -1.62 -0.20 -0.13 -0.12
Cash From Financing Activities
-1.55 2.23 2.22 -1.20 1.97
Free Cash Flow
1.46 1.16 1.19 0.99 0.64
Change in Cash
0.68 1.73 0.94 -3.44 3.59

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


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