Jana Small Finance Bank Ltd

544118

Overview

    • Equity Style Box

      —

    • Sector

      Financial Services

    • Industry

      Banks - Regional

    • Day Range

      404.05 – 435.00

    • Year Range

      364.00 – 760.85

    • Market Cap

      42.6596 Bil

    • Volume / Avg

      44.0 k / 31.1 k

    • Price / Sales

      1.10

    • Price / Book

      1.18

    • Price / Earnings

      6.51

    • Forward Div Yield

      0.00%

    • Trailing Div Yield

      —

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Summary

Fair Value Assessment
Undervalued (18% Discount)
Fair ValueQ535.06UncertaintyVery High
Close Price433.55Mar 25, 2025
Market Closed
₹ 406.10
Price Down by 27.45 | 6.33 %
Trading Information Business Description
Previous Close
433.55
Day Range
404.05 – 435.00
Year Range
364.00 – 760.85
Bid / Ask
—
Market Cap
42.7 Bil
Volume / Average
44.0 k / 31.1 k
Beta (1-Year)
–
Shares Outstanding
105.05 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Jana Small Finance Bank Ltd is engaged in the banking sector. It is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property (Micro LAP), MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
Contact
Koramangala Inner Ring Road The Fairway Business Park, First Floor, Bengaluru, KA 560071
T +91 8046020100
www.janabank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
21,800
As of Mar 31, 2024

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
29.36 26.25 22.15 16.68 14.41 12.78
Revenue Growth %
— 18.49% 32.78% 15.78% 12.78% 134.24%
Net Income
7.00 6.70 2.56 0.17 0.72 0.30
Net Profit Margin %
23.83% 25.51% 11.56% 1.05% 5.01% 2.36%
Basic EPS
66.89 90.85 24.47 — — —
Diluted EPS
66.60 90.72 24.47 — — —
Normalized EPS
71.82 68.54 24.82 — — —
Total Dividends per Share
— — — — — —
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
334.34 327.10 256.44 201.89 190.79 141.47
Total Liabilities
295.73 291.33 238.46 189.88 179.64 131.04
Total Debt
283.55 277.83 226.11 180.46 171.32 125.51
Total Equity
38.61 35.77 17.97 12.01 11.15 10.44
Cash And Cash Equivalents
19.03 20.27 19.15 15.35 21.40 4.81
Shares Outstanding (Bil)
0.10 0.10 — — — —
Book Value Per Share
— 341.00 — — — —
Total Debt To Equity
7.34 7.77 12.58 15.03 15.37 12.03
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
33.50 7.07 -11.37 8.59 6.15 9.49
Cash From Investing Activities
-12.31 -7.80 -4.34 -13.30 -12.66 -2.85
Cash From Financing Activities
-12.24 0.33 21.04 -2.40 19.17 -8.52
Free Cash Flow
— 8.83 10.42 6.29 4.89 3.77
Change in Cash
8.96 -0.40 5.32 -7.11 12.66 -1.88

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
Quant Small Cap Gr 2.37 0.45 2,491,222
—
—
Feb 28, 2025
Quant Active Gr 1.15 0.56 1,210,300
—
—
Feb 28, 2025
Motilal Oswal Focused Reg Gr 0.77 2.53 809,705
-479,849
37.21%
Feb 28, 2025
JM Value Gr 0.42 1.92 441,284
—
—
Feb 28, 2025
JM Small Cap Reg Gr Not Rated 0.40 3.20 424,783
87,257
25.85%
Feb 28, 2025
Total (for Top 5) 5.12 5,377,294
-392,592
More Ownership Data

STOCKS
MUTUAL FUNDS
ADITYABIRLAAXISBajajBANDHANBARODABNPBOICANARADSPEDELWEISSFRANKLINTEMPLETONGROWWHDFCHELIOSHSBCICICIIIFLINVESCOITIJMKOTAKLICMahindraManulifeMIRAEMOTILALNAVINipponNJOldBridgePGIMPPFASQUANTQUANTUMSAMCOSBISHRIRAMSUNDARAMTATATAURUSTrustUNIONUTIWhiteOakZERODHA
INSURANCE FUNDS
ABSLAEGONAGEASFEDERALAVIVABAJAJALLIANZBHARTIAXACANARAHSBCORIENTBANKEDELWEISSTOKIOEXIDEFUTUREGENERALIHDFCICICIPRUDENTIALINDIAFIRSTKOTAKMAHINDRALICMAXLIFEPNBMETLIFEPRAMERICARELIANCENIPPONSAHARASBISHRIRAMSTARUNIONDAI-ICHITATAAIA

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