Jana Small Finance Bank Ltd

544118

Summary

Fair Value Assessment
Undervalued (22% Discount)
Fair ValueQ639.23UncertaintyHigh
Close Price494.55Jun 18, 2025
Market Closed
488.20
Price Down by 6.35 | 1.28 %
Previous Close
494.55
Day Range
481.20 – 496.00
Year Range
364.00 – 759.35
Bid / Ask
Market Cap
51.3 Bil
Volume / Average
2.6 k / 16.7 k
Beta (1-Year)
Shares Outstanding
105.18 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Jana Small Finance Bank Ltd is engaged in the banking sector. It is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property (Micro LAP), MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
Contact
Koramangala Inner Ring Road The Fairway Business Park, First Floor, Bengaluru, KA 560071
T +91 8046020100
www.janabank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
21,800

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
31.69 31.69 26.25 22.15 16.68 14.41
Revenue Growth %
13.25% 13.25% 18.49% 32.78% 15.78% 12.78%
Net Income
5.01 5.01 6.70 2.56 0.17 0.72
Net Profit Margin %
15.82% 15.82% 25.51% 11.56% 1.05% 5.01%
Basic EPS
47.89 47.89 90.85 24.47
Diluted EPS
47.67 47.67 90.72 24.47
Normalized EPS
49.00 49.00 68.54 24.82
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
384.64 384.64 327.10 256.44 201.89 190.79
Total Liabilities
343.45 343.45 291.33 238.46 189.88 179.64
Total Debt
329.87 329.87 277.83 226.11 180.46 171.32
Total Equity
41.18 41.18 35.77 17.97 12.01 11.15
Cash And Cash Equivalents
44.59 44.59 20.27 19.15 15.35 21.40
Shares Outstanding (Mil)
104.59
Book Value Per Share
389.47 389.47 341.00
Total Debt To Equity
8.01 8.01 7.77 12.58 15.03 15.37
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
40.73 7.07 -11.37 8.59 6.15 9.49
Cash From Investing Activities
-3.21 -7.80 -4.34 -13.30 -12.66 -2.85
Cash From Financing Activities
-13.31 0.33 21.04 -2.40 19.17 -8.52
Free Cash Flow
12.25 8.83 10.42 6.29 4.89 3.77
Change in Cash
24.21 -0.40 5.32 -7.11 12.66 -1.88

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
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Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
Quant Small Cap Gr 2.37 0.43 2,491,222
0
0.00%
May 31, 2025
Quant Active Gr 1.15 0.59 1,210,300
0
0.00%
May 31, 2025
JM Value Gr 0.53 2.46 554,284
15,000
2.78%
May 31, 2025
JM Small Cap Reg Gr Not Rated 0.44 3.11 463,495
5,000
1.09%
May 31, 2025
JM Midcap Reg Gr Not Rated 0.36 1.31 378,903
0
0.00%
May 31, 2025
Total (for Top 5) 4.85 5,098,204
20,000

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