Fedbank Financial Services Ltd

544027 Momentum

Summary

Fair Value Assessment
Momentum
Undervalued (17% Discount)
Fair ValueQ142.72UncertaintyMedium
Close Price117.60Jul 04, 2025
Market Closed
115.80
Price Down by 1.80 | 1.53 %
Previous Close
117.60
Day Range
115.10 – 119.10
Year Range
80.72 – 131.80
Bid / Ask
Market Cap
43.2 Bil
Volume / Average
25.4 k / 53.4 k
Beta (1-Year)
Shares Outstanding
373.08 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers’ needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company’s operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.
Contact
Paspoli, Plot No. 71 A Unit No. 1101, 11th Floor, Cignus, Mumbai, MH 400087
T +91 2268520601
www.fedfina.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
4,298

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
20.10 20.10 15.22 11.51 8.54 6.79
Revenue Growth %
29.08% 29.08% 32.25% 34.81% 25.81%
Gross Profit
7.48 7.48 5.47 4.51 3.42 2.44
Gross Profit Margin %
37.19% 37.19% 35.93% 39.20% 40.02% 36.02%
Operating Income
4.51 4.51 3.53 2.94 2.17 1.44
Operating Margin %
22.41% 22.41% 23.21% 25.50% 25.40% 21.22%
EBIT
3.04 3.04 3.03 2.36 1.37 0.76
EBIT Margin %
15.11% 15.11% 19.88% 20.53% 16.09% 11.18%
EBITDA
3.53 3.53 3.40 2.78 1.74 1.03
EBITDA Margin %
17.54% 17.54% 22.33% 24.16% 20.38% 15.19%
Net Income
2.25 2.25 2.45 1.80 1.03 0.62
Net Profit Margin %
11.20% 11.20% 16.07% 15.65% 12.12% 9.09%
Basic EPS
6.06 6.06 7.22 4.95
Diluted EPS
6.04 6.04 7.12 4.95
Normalized EPS
6.06 6.06 7.20 5.10
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
132.50 132.50 111.38 90.71 65.56 54.66
Total Liabilities
107.02 107.02 88.77 77.15 54.02 46.32
Total Debt
99.61 99.61 83.40 72.70 51.54 44.53
Total Equity
25.47 25.47 22.61 13.56 11.54 8.35
Cash And Cash Equivalents
7.25 7.25 1.57 0.94 0.66 5.26
Working Capital
124.78 124.78 22.02 17.61 14.70 13.61
Shares Outstanding (null)
Book Value Per Share
68.35 68.35 60.87
Total Debt To Equity
3.91 3.91 3.69 5.36 4.47 5.33
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
09/2020
Cash From Operating Activities
-9.80 -7.76 -14.74 -5.78 -3.71
Cash From Investing Activities
3.29 -1.00 -1.30 -4.17 -0.71
Cash From Financing Activities
11.87 9.67 16.32 5.35 8.26
Capital Expenditures
0.19 0.14 0.15 0.27 0.11
Free Cash Flow
3.67 2.92 2.41 1.58 1.32
Change in Cash
5.37 0.92 0.28 -4.60 3.84

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
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Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
Bandhan Small Cap Reg Gr 1.77 0.55 6,614,821
592,321
9.84%
May 31, 2025
Tata AIA Life-Whole Life Mid-Cap Equity 0.55 0.16 2,067,318
-4,814
0.23%
Dec 31, 2024
Nippon India Banking & Fin Srvs Gr 0.48 0.25 1,790,091
-1,018,531
36.26%
May 31, 2025
Loomis Sayles Global EM Equity 0.34 0.76 1,279,602
0
0.00%
Mar 31, 2025
Loomis Sayles Global EM Eq S2/A GBP Acc Not Rated 0.34 0.81 1,279,602
1,279,602
Apr 30, 2025
Total (for Top 5) 3.49 13,031,434
848,578

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