Tamilnad Mercantile Bank Ltd

543596

Summary

Fair Value Assessment
Undervalued (9% Discount)
Fair ValueQ496.17UncertaintyHigh
Close Price447.70May 30, 2025
Market Closed
453.35
Price Up by 5.65 | 1.26 %
Previous Close
447.70
Day Range
446.60 – 457.70
Year Range
403.35 – 509.95
Bid / Ask
Market Cap
71.8 Bil
Volume / Average
3.3 k / 7.5 k
Beta (1-Year)
Shares Outstanding
158.35 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Tamilnad Mercantile Bank Ltd is the oldest private sector bank in India. It offers an array of banking and financial services to retail customers, micro, small, and medium enterprises (MSMEs), and more. The company has a portfolio of advances and deposits from a diversified customer base including retail customers, agricultural customers, and MSMEs. The segments of the bank are Treasury, Corporate and Wholesale banking, Retail banking, and Other banking business services. It generates the majority of its revenue from the Retail banking segment.
Contact
No. 57, Victoria Extension Road, Tuticorin, TN 628 002
T +91 4612325136
www.tmb.in opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
4,627

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
31.51 31.51 27.96 27.23 26.38 21.82
Revenue Growth %
12.72% 12.72% 2.66% 3.64% 20.91% 18.19%
Net Income
11.83 11.83 10.72 10.29 8.22 6.03
Net Profit Margin %
37.53% 37.53% 38.35% 37.80% 31.16% 27.65%
Basic EPS
74.68 74.68 67.70 68.06 57.67 42.34
Diluted EPS
74.68 74.68 67.70 68.06 57.67 42.34
Normalized EPS
74.67 74.67 67.69 68.05 38.09
Total Dividends per Share
10.00 10.00 5.00 5.00
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
664.50 664.50 615.52 578.95 528.58 475.27
Total Liabilities
574.41 574.41 536.31 509.67 475.23 429.47
Total Debt
541.89 541.89 508.16 482.91 449.33 409.70
Total Equity
90.09 90.09 79.21 69.28 53.36 45.80
Cash And Cash Equivalents
44.08 44.08 35.68 35.82 38.52 27.05
Shares Outstanding (Mil)
158.35 158.35
Book Value Per Share
568.90 568.90 500.23 437.53
Total Debt To Equity
6.02 6.02 6.42 6.97 8.42 8.95
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
18.99 -6.11 -12.70 13.25 -6.70 5.67
Cash From Investing Activities
-0.99 -1.00 -0.89 -1.07 -0.37 -0.20
Cash From Financing Activities
-9.60 6.97 10.88 -0.71 -3.24 2.69
Free Cash Flow
13.54 10.62 15.37 14.53 11.93 10.05
Change in Cash
8.40 -0.14 -2.70 11.47 -10.31 8.16

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Salee Sukumaran Nair (60) Director, Chief Executive Officer and Managing Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
Oops!
Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
Vanguard Total Intl Stock Index Inv 0.70 0.00 1,102,098
67,553
6.53%
Apr 30, 2025
Vanguard Emerging Mkts Stock Idx Inv 0.51 0.00 808,083
0
0.00%
Apr 30, 2025
Vanguard Instl Ttl Intl Stk Mkt Idx TrII 0.35 0.00 555,485
0
0.00%
Apr 30, 2025
Bajaj Allz Life-Equity Growth 2 0.22 0.33 345,979
0
0.00%
Apr 30, 2025
Vanguard FTSE All-Wld ex-US SmCp Idx Ins 0.16 0.01 255,471
0
0.00%
Apr 30, 2025
Total (for Top 5) 1.94 3,067,116
67,553

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