Fino Payments Bank Ltd

543386

Overview

    • Equity Style Box

      Small Growth

    • Sector

      Financial Services

    • Industry

      Banks - Regional

    • Day Range

      287.00 – 292.60

    • Year Range

      180.50 – 466.40

    • Market Cap

      23.9211 Bil

    • Volume / Avg

      14.3 k / 92.8 k

    • Price / Sales

      1.38

    • Price / Book

      3.34

    • Price / Earnings

      26.09

    • Forward Div Yield

      0.00%

    • Trailing Div Yield

      —

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Summary

Fair Value Assessment
Undervalued (27% Discount)
Fair ValueQ397.96UncertaintyHigh
Close Price289.10Jul 14, 2025
₹ —
Price Down by — | — %
Chart Data Not Available
Trading Information Business Description
Previous Close
289.10
Day Range
287.00 – 292.60
Year Range
180.50 – 466.40
Bid / Ask
287.00 × 287.35
Market Cap
23.9 Bil
Volume / Average
14.3 k / 92.8 k
Beta (3-Year)
–
Shares Outstanding
83.22 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Fino Payments Bank Ltd is a fintech company offering a diverse range of financial products and services that are digital and have a payments focus. It offers such products and services to the target market through a pan-India distribution network and proprietary technologies. The business of the Bank has been segregated into four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations.
Contact
TTC Industrial Area, Mindspace Juinagar Plot No Gen 2/1/F, Tower 1, 8 th Floor, Navi Mumbai, MH 400 706
T +91 2271047000
www.finobank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
2,682
As of Mar 31, 2024

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
17.47 17.47 5.56 4.47 3.78 3.18
Revenue Growth %
24.80% 24.80% 24.29% 18.20% 18.82% 30.90%
Net Income
0.93 0.93 0.86 0.65 0.43 0.20
Net Profit Margin %
5.30% 5.30% 15.52% 14.56% 11.30% 6.43%
Basic EPS
11.12 11.12 10.36 7.82 5.34 2.62
Diluted EPS
11.08 11.08 10.36 7.82 5.34 2.62
Normalized EPS
12.05 12.05 10.70 8.42 5.55 —
Total Dividends per Share
— — — — — —
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
42.06 42.06 34.19 24.66 16.80 10.10
Total Liabilities
34.59 34.59 27.76 19.14 12.00 8.60
Total Debt
27.79 27.79 21.25 13.51 7.50 4.24
Total Equity
7.47 7.47 6.43 5.53 4.80 1.51
Cash And Cash Equivalents
11.04 11.04 10.66 8.34 7.66 2.71
Shares Outstanding (Mil)
— — — 83.21 83.21 83.21
Book Value Per Share
86.44 86.44 75.46 65.10 57.28 —
Total Debt To Equity
3.72 3.72 3.30 2.45 1.56 2.81
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
0.76 0.57 -0.20 2.07 -0.32 -0.84
Cash From Investing Activities
-1.64 -1.04 -0.97 -0.64 -0.69 -0.31
Cash From Financing Activities
1.27 2.79 1.84 3.52 0.70 0.28
Free Cash Flow
0.14 0.43 0.27 0.14 0.22 -0.29
Change in Cash
0.39 2.32 0.68 4.95 -0.31 -0.86

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
Oops!
Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
Mirae Asset Banking & Fin Svcs Reg Gr 0.96 1.09 798,636
0
0.00%
Jun 30, 2025
Mirae Asset Multicap Reg Gr Not Rated 0.85 0.51 711,389
0
0.00%
Jun 30, 2025
Tata Banking & Financial Svcs Reg Gr 0.83 0.66 693,000
0
0.00%
Jun 30, 2025
Fidelity India Focus A-USD 0.42 0.03 351,187
-497,201
58.61%
May 31, 2025
Fidelity Nikko Glb Sel India Advtg A 0.06 0.03 48,000
-64,904
57.49%
May 31, 2025
Total (for Top 5) 3.13 2,602,212
-562,105
More Ownership Data

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