Ujjivan Small Finance Bank Ltd Ordinary Shares

542904 Momentum

Summary

Fair Value Assessment
Momentum
Undervalued (17% Discount)
Fair ValueQ52.38UncertaintyHigh
Close Price43.35Jun 04, 2025
43.98
Price Up by 0.63 | 1.45 %
Previous Close
43.35
Day Range
43.53 – 44.18
Year Range
30.85 – 50.95
Bid / Ask
43.98 × 44.06
Market Cap
85.2 Bil
Volume / Average
46.6 k / 1.5 Mil
Beta (5-Year)
Shares Outstanding
1,935.21 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.
Contact
No. 27, 3rd ‘A’ Cross, 18th Main 6th Block, Grape Garden, Bengaluru, KA 560 095
T +91 8040712121
www.ujjivansfb.in opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2026
Employees
28,078

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
43.70 43.70 41.98 32.88 20.89 20.40
Revenue Growth %
7.72% 7.72% 27.68% 53.96% 2.82% 4.30%
Net Income
7.26 7.26 12.81 10.78 -4.15 0.08
Net Profit Margin %
16.61% 16.61% 30.53% 33.46% -19.85% 0.41%
Basic EPS
3.75 3.75 6.65 5.82 -2.40 0.05
Diluted EPS
3.71 3.71 6.54 5.81 -2.40 0.05
Normalized EPS
3.71 3.71 6.47 5.76 -2.41 0.14
Total Dividends per Share
1.50 1.50 0.50 0.75
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
476.89 476.89 404.22 333.17 236.04 203.80
Total Liabilities
416.06 416.06 348.09 291.08 208.02 171.62
Total Debt
404.76 404.76 336.33 281.79 200.56 163.83
Total Equity
60.83 60.83 56.13 42.09 28.03 32.19
Cash And Cash Equivalents
31.57 31.57 25.24 24.64 21.55 19.33
Shares Outstanding (Bil)
1.95 1.73
Book Value Per Share
30.98 30.98 28.29 20.25 14.81 17.21
Total Debt To Equity
6.65 6.65 5.99 6.69 7.16 5.09
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Cash From Operating Activities
20.28 20.28 15.82 10.60 25.47 26.57
Cash From Investing Activities
-17.93 -17.93 -8.54 -20.96 -8.41 -13.56
Cash From Financing Activities
3.98 3.98 -5.19 11.86 -14.84 -7.06
Free Cash Flow
14.61 14.61 17.47 11.93 5.70 7.14
Change in Cash
6.33 6.33 2.10 1.51 2.22 5.95

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Sanjeev Nautiyal (62) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
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Ownership


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