IDFC First Bank Ltd

539437

Summary

Fair Value Assessment
Undervalued (10% Discount)
Fair ValueQ77.34UncertaintyHigh
Close Price69.31Aug 04, 2025
Market Closed
69.34
Price Up by 0.03 | 0.04 %
Previous Close
69.31
Day Range
68.93 – 69.73
Year Range
52.50 – 78.50
Bid / Ask
Market Cap
508.6 Bil
Volume / Average
403.8 k / 1.7 Mil
Beta (5-Year)
Shares Outstanding
7,335.40 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
Contact
The Square, C-61, G-Block Ground Floor To 8th Floor, Mumbai, MH 400 051
T + 91 2271325500
www.idfcfirstbank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Jun 30, 2025
Fiscal Year End
Mar 31, 2026
Employees
42,190

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
06/30/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
272.92 264.02 224.80 175.60 132.97 104.41
Revenue Growth %
15.45% 17.45% 30.75% 32.06% 27.35% 56.24%
Net Income
13.01 14.90 29.42 24.85 1.32 4.83
Net Profit Margin %
4.77% 5.64% 13.09% 14.15% 1.00% 4.63%
Basic EPS
1.76 2.04 4.30 3.98 0.21 0.88
Diluted EPS
1.75 2.03 4.23 3.92 0.21 0.87
Normalized EPS
1.74 2.03 4.24 3.93 0.20 0.85
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
06/30/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
3,615.25 3,439.09 2,962.10 2,398.82 1,901.46 1,630.72
Total Liabilities
3,227.38 3,057.53 2,639.36 2,140.35 1,690.64 1,451.72
Total Debt
3,077.28 2,909.94 2,515.06 2,016.82 1,585.02 1,343.22
Total Equity
387.88 381.56 322.74 258.48 210.82 179.00
Cash And Cash Equivalents
155.21 150.99 124.81 137.79 157.02 57.73
Shares Outstanding (Bil)
Book Value Per Share
52.64 51.91 45.57 39.00 33.88 31.54
Total Debt To Equity
7.93 7.63 7.79 7.80 7.52 7.50
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Cash From Operating Activities
144.65 144.65 115.43 36.00 26.79 140.42
Cash From Investing Activities
-34.78 -34.78 -98.87 -119.69 -29.60 -28.33
Cash From Financing Activities
-86.73 -86.73 -29.54 65.09 102.11 -95.98
Free Cash Flow
73.15 73.15 49.70 41.67 35.33 29.48
Change in Cash
23.14 23.14 -12.98 -18.60 99.29 16.10

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Vembu Vaidyanathan (57) Director, Chief Executive Officer and Managing Director
Pradeep Natarajan (52) Director and Head of Retail Banking
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
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Ownership


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