IDFC First Bank Ltd

539437 Momentum

Summary

Fair Value Assessment
Momentum
Undervalued (17% Discount)
Fair ValueQ87.85UncertaintyHigh
Close Price72.08Jun 25, 2025
Market Closed
71.91
Price Down by 0.17 | 0.24 %
Previous Close
72.08
Day Range
71.41 – 72.49
Year Range
52.50 – 83.73
Bid / Ask
Market Cap
527.3 Bil
Volume / Average
624.8 k / 2.9 Mil
Beta (5-Year)
Shares Outstanding
7,333.11 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
Contact
The Square, C-61, G-Block Ground Floor To 8th Floor, Mumbai, MH 400 051
T + 91 2271325500
www.idfcfirstbank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
41,141

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
256.73 224.80 175.60 132.97 104.41 66.83
Revenue Growth %
20.21% 30.75% 32.06% 27.35% 56.24% 111.87%
Net Income
19.27 29.42 24.85 1.32 4.83 -28.43
Net Profit Margin %
7.50% 13.09% 14.15% 1.00% 4.63% -42.55%
Basic EPS
2.68 4.30 3.98 0.21 0.88 -5.94
Diluted EPS
2.66 4.23 3.92 0.21 0.87 -5.94
Normalized EPS
4.24 4.24 3.93 0.20 0.85 -5.94
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
3,205.52 2,962.10 2,398.82 1,901.46 1,630.72 1,491.59
Total Liabilities
2,835.76 2,639.36 2,140.35 1,690.64 1,451.72 1,337.55
Total Debt
2,699.10 2,515.06 2,016.82 1,585.02 1,343.22 1,224.76
Total Equity
369.76 322.74 258.48 210.82 179.00 154.04
Cash And Cash Equivalents
145.83 124.81 137.79 157.02 57.73 41.63
Shares Outstanding (Bil)
Book Value Per Share
49.29 45.57 39.00 33.88 31.54 32.02
Total Debt To Equity
7.30 7.79 7.80 7.52 7.50 7.95
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
38.47 115.43 36.00 26.79 140.42 109.66
Cash From Investing Activities
-17.84 -98.87 -119.69 -29.60 -28.33 -37.90
Cash From Financing Activities
-5.31 -29.54 65.09 102.11 -95.98 -125.39
Free Cash Flow
59.15 49.70 41.67 35.33 29.48 18.41
Change in Cash
15.32 -12.98 -18.60 99.29 16.10 -53.63

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Vembu Vaidyanathan (55) Director, Chief Executive Officer and Managing Director
Pradeep Natarajan (51) Director and Head of Retail Banking
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
Oops!
Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
GQG Partners Emerging Markets Equity R6 1.60 0.35 117,353,334
-74,892,721
38.96%
Mar 31, 2025
Tata Indian Opportunities 1.02 3.78 74,500,000
0
0.00%
Apr 30, 2025
GS India Equity I Inc USD 0.89 0.80 64,885,917
29,558,822
83.67%
Apr 30, 2025
Invesco India Arbitrage Gr Not Rated 0.73 1.64 53,741,050
-3,551,450
6.20%
May 31, 2025
Vanguard Total Intl Stock Index Inv 0.70 0.01 51,314,411
0
0.00%
May 31, 2025
Total (for Top 5) 4.94 361,794,712
-48,885,349

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