L&T Finance Ltd

533519

Summary

Fair Value Assessment
Undervalued (14% Discount)
Fair ValueQ223.53UncertaintyHigh
Close Price190.55Jun 11, 2025
Market Closed
187.85
Price Down by 2.70 | 1.42 %
Previous Close
190.55
Day Range
186.95 – 192.90
Year Range
130.65 – 197.10
Bid / Ask
Market Cap
469.1 Bil
Volume / Average
257.8 k / 311.9 k
Beta (5-Year)
Shares Outstanding
2,497.38 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
L&T Finance Ltd is a registered non-banking financial institution operating in India. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
Contact
C.S.T. Road Plot No. 177, Brindavan, Mumbai, MH 400 098
T +91 2262125000
www.ltfs.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2026
Employees
36,521

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
96.69 96.69 78.59 65.21 16.43 36.80
Revenue Growth %
23.03% 23.03% 20.52% 16.65% -52.92% -20.91%
Net Income
26.44 26.44 23.20 16.23 10.70 9.71
Net Profit Margin %
27.34% 27.34% 29.48% -11.18% 51.68% 25.79%
Basic EPS
10.61 10.61 9.34 6.56 4.33 4.49
Diluted EPS
10.57 10.57 9.30 6.54 4.32 4.47
Normalized EPS
10.68 10.68 9.40 3.76 4.18
Total Dividends per Share
2.50 2.50 2.00 0.50
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
1,204.09 1,204.09 1,027.18 1,063.62 1,069.02 1,089.72
Total Liabilities
947.78 947.78 791.90 847.44 867.75 900.01
Total Debt
923.72 923.72 766.14 831.16 848.61 871.58
Total Equity
256.31 256.31 235.28 216.18 201.28 189.70
Cash And Cash Equivalents
59.88 59.88 35.94 88.42 60.32 72.08
Shares Outstanding (Bil)
2.47 2.47
Book Value Per Share
102.03 102.03 93.73 86.25 79.89 75.21
Total Debt To Equity
3.60 3.60 3.26 3.84 4.22 4.59
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Cash From Operating Activities
-165.87 -165.87 6.73 74.90 60.78 54.64
Cash From Investing Activities
4.71 4.71 8.49 -11.07 -50.84 -20.24
Cash From Financing Activities
154.19 154.19 -70.37 -16.64 -30.23 -20.91
Free Cash Flow
-96.32 -96.32 -23.70 68.54 60.43 52.07
Change in Cash
-6.97 -6.97 -55.15 47.20 -20.28 13.49

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Sudipta Roy (52) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
Mirae Asset Large & Midcap Gr 1.01 1.09 25,154,756
0
0.00%
Apr 30, 2025
Mirae Asset Midcap Reg Gr 0.88 2.33 21,865,955
756,828
3.59%
Apr 30, 2025
ICICI Pru Life-Maximiser V 0.68 0.54 17,022,378
-226,993
1.32%
Apr 30, 2025
Invesco India Mid Cap Gr 0.67 4.35 16,854,973
0
0.00%
May 31, 2025
Mirae Asset Large Cap Reg Gr 0.62 0.65 15,515,477
-2,643,588
14.56%
Apr 30, 2025
Total (for Top 5) 3.86 96,413,539
-2,113,753

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