L&T Finance Ltd

533519 Momentum

Summary

Fair Value Assessment
Momentum
Undervalued (21% Discount)
Fair ValueQ197.98UncertaintyHigh
Close Price154.95Mar 25, 2025
Market Closed
152.80
Price Down by 2.15 | 1.39 %
Previous Close
154.95
Day Range
152.45 – 156.65
Year Range
130.65 – 194.20
Bid / Ask
Market Cap
381.1 Bil
Volume / Average
78.3 k / 191.2 k
Beta (5-Year)
1.93
Shares Outstanding
2,494.27 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
L&T Finance Ltd is a registered non-banking financial institution operating in India. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
Contact
C.S.T. Road Plot No. 177, Brindavan, Mumbai, MH 400 098
T +91 2262125000
www.ltfs.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
30,534

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
92.62 78.59 65.21 16.43 36.80 47.40
Revenue Growth %
24.74% 20.52% 16.65% -52.92% -20.91% 21.92%
Net Income
25.61 23.20 16.23 10.70 9.71 17.00
Net Profit Margin %
27.65% 29.48% -11.18% 51.68% 25.79% 35.87%
Basic EPS
10.29 9.34 6.56 4.33 4.49 7.91
Diluted EPS
10.24 9.30 6.54 4.32 4.47 7.87
Normalized EPS
10.38 9.40 3.76 4.18 10.84
Total Dividends per Share
2.50 2.00 0.50 1.77
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
1,118.15 1,027.18 1,063.62 1,069.02 1,089.72 1,095.29
Total Liabilities
874.56 791.90 847.44 867.75 900.01 946.16
Total Debt
849.85 766.14 831.16 848.61 871.58 917.02
Total Equity
243.60 235.28 216.18 201.28 189.70 149.13
Cash And Cash Equivalents
22.65 35.94 88.42 60.32 72.08 71.00
Shares Outstanding (Bil)
2.47 2.47 2.16
Book Value Per Share
93.73 86.25 79.89 75.21 67.32
Total Debt To Equity
3.49 3.26 3.84 4.22 4.59 6.15
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-121.57 6.73 74.90 60.78 54.64 21.62
Cash From Investing Activities
-2.75 8.49 -11.07 -50.84 -20.24 1.60
Cash From Financing Activities
81.25 -70.37 -16.64 -30.23 -20.91 14.51
Free Cash Flow
-23.70 68.54 60.43 52.07 19.71
Change in Cash
-43.07 -55.15 47.20 -20.28 13.49 37.72

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Sudipta Roy (52) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


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