L&T Finance Ltd

533519

Summary

Fair Value Assessment
Undervalued (18% Discount)
Fair ValueQ206.87UncertaintyHigh
Close Price167.90Apr 29, 2025
After Hours: ₹ 164.25 0.00 | 0.00%
164.25
Price Down by 3.65 | 2.17 %
Previous Close
167.90
Day Range
163.50 – 167.95
Year Range
130.65 – 194.20
Bid / Ask
Market Cap
410.2 Bil
Volume / Average
327.0 k / 210.7 k
Beta (5-Year)
Shares Outstanding
2,497.35 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
L&T Finance Ltd is a registered non-banking financial institution operating in India. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
Contact
C.S.T. Road Plot No. 177, Brindavan, Mumbai, MH 400 098
T +91 2262125000
www.ltfs.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
30,534

Key Metrics

Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
96.69 96.69 78.59 65.21 16.43 36.80
Revenue Growth %
23.03% 23.03% 20.52% 16.65% -52.92% -20.91%
Net Income
26.44 26.44 23.20 16.23 10.70 9.71
Net Profit Margin %
27.34% 27.34% 29.48% -11.18% 51.68% 25.79%
Basic EPS
10.61 10.61 9.34 6.56 4.33 4.49
Diluted EPS
10.57 10.57 9.30 6.54 4.32 4.47
Normalized EPS
10.68 10.68 9.40 3.76 4.18
Total Dividends per Share
2.50 2.50 2.00 0.50
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
1,204.09 1,204.09 1,027.18 1,063.62 1,069.02 1,089.72
Total Liabilities
947.78 947.78 791.90 847.44 867.75 900.01
Total Debt
923.72 923.72 766.14 831.16 848.61 871.58
Total Equity
256.31 256.31 235.28 216.18 201.28 189.70
Cash And Cash Equivalents
28.96 28.96 35.94 88.42 60.32 72.08
Shares Outstanding (Bil)
2.47 2.47
2.47 2.47
Book Value Per Share
102.47 102.47 93.73 86.25 79.89 75.21
Total Debt To Equity
3.60 3.60 3.26 3.84 4.22 4.59
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-165.86 6.73 74.90 60.78 54.64 21.62
Cash From Investing Activities
4.71 8.49 -11.07 -50.84 -20.24 1.60
Cash From Financing Activities
154.19 -70.37 -16.64 -30.23 -20.91 14.51
Free Cash Flow
-96.32 -23.70 68.54 60.43 52.07 19.71
Change in Cash
-6.97 -55.15 47.20 -20.28 13.49 37.72

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Sudipta Roy (52) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


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