Bajaj Finserv Ltd

532978

Summary

Fair Value Assessment
Fairly Valued
Fair ValueQ2,061.33UncertaintyHigh
Close Price2,065.00Apr 29, 2025
Market Closed
1,952.40
Price Down by 112.60 | 5.45 %
Previous Close
2,065.00
Day Range
1,927.00 – 2,037.95
Year Range
1,419.00 – 2,134.45
Bid / Ask
Market Cap
3.1 Tril
Volume / Average
156.0 k / 74.4 k
Beta (5-Year)
Shares Outstanding
1,594.99 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj’s consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General insurance, Windmill, Retail Financing and Investment and Others. It derives maximum revenue from Life Insurance segment.
Contact
Off Pune-Ahmednagar Road 6th Floor, Bajaj Finserv Corporate Office, Pune, MH 411 014
T +91 2071505700
www.bajajfinserv.in opens in a new tab
Sector
Financial Services
Industry
Financial Conglomerates
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
125

Key Metrics

Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
1,139.99 1,139.99 998.80 738.46 615.16 555.38
Revenue Growth %
18.52% 18.52% 35.25% 20.04% 10.76% 12.24%
Operating Margin %
42.16% 42.16% 40.10% 39.68% 33.97% 34.47%
EBIT
480.58 480.58 397.75 290.13 207.69 190.04
EBIT Margin %
42.16% 42.16% 39.82% 39.29% 33.76% 34.22%
EBITDA
492.28 492.28 406.75 296.90 213.32 195.02
EBITDA Margin %
43.18% 43.18% 40.72% 40.21% 34.68% 35.11%
Net Income
88.72 88.72 81.48 64.17 45.57 44.70
Net Profit Margin %
15.40% 15.40% 15.61% 16.53% 13.51% 13.27%
Basic EPS
55.60 55.60 51.20 40.30 28.63 28.09
Diluted EPS
55.00 55.00 50.70 40.00 28.63 28.09
Normalized EPS
52.34 41.65 38.84 35.68
Total Dividends per Share
1.00 1.00 0.80 0.40 0.30
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
6,522.32 6,522.32 5,379.30 4,055.09 3,337.19 2,801.64
Total Liabilities
5,237.97 5,237.97 4,341.54 3,279.11 2,673.99 2,218.70
Total Debt
3,558.55 3,558.55 2,890.84 2,124.30 1,613.24 1,285.99
Total Equity
1,284.34 1,284.34 1,037.76 775.98 663.20 582.94
Cash And Cash Equivalents
58.17 58.17 57.65 25.94 40.87 29.55
Shares Outstanding (Bil)
1.59 1.59 1.59
1.59 1.59 1.59
Book Value Per Share
453.89 453.89 374.60 288.77 250.80 223.66
Total Debt To Equity
2.77 2.77 2.79 2.74 2.43 2.21
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-621.13 -686.74 -394.80 -336.70 45.47 -233.69
Cash From Investing Activities
-79.87 -109.60 -139.45 14.45 -36.84 -99.48
Cash From Financing Activities
701.91 827.09 510.16 323.26 16.87 344.79
Free Cash Flow
163.03 98.89 87.46 81.37 31.12 60.65
Change in Cash
0.92 30.75 -24.09 1.01 25.51 11.62

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Sanjivnayan Rahulkumar Bajaj (—) Chairman of the Board and Managing Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
SBI Nifty 50 ETF 0.60 1.03 9,581,704
-167,810
1.72%
Mar 31, 2025
SBI S&P BSE Sensex ETF 0.41 1.21 6,561,485
13,004
0.20%
Mar 31, 2025
Vanguard Total Intl Stock Index Inv 0.34 0.03 5,404,574
18,919
0.35%
Mar 31, 2025
Vanguard Emerging Mkts Stock Idx Inv 0.31 0.10 4,918,994
-29,116
0.59%
Mar 31, 2025
ASK Indian Entrepreneur Portfolio Not Rated 0.24 4.96 3,847,178
-151,502
3.79%
Oct 31, 2024
Total (for Top 5) 1.90 30,313,935
-316,505

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