Finkurve Financial Services Ltd

508954

Summary

Fair Value Assessment
Overvalued (23% Premium)
Fair ValueQ96.62UncertaintyHigh
Close Price119.20Jul 04, 2025
Market Closed
119.20
Price Down by 2.15 | 1.77 %
Previous Close
119.20
Day Range
117.50 – 123.60
Year Range
56.15 – 153.60
Bid / Ask
Market Cap
16.7 Bil
Volume / Average
5.0 k / 38.8 k
Beta (5-Year)
Shares Outstanding
140.02 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Finkurve Financial Services Ltd is a cutting-edge, AI/ML-powered, customer-centric finance company revolutionizing the lending industry. It aspires to provide simple, swift, and effective digital lending solutions. The company specializes in digital Personal and Gold loans, delivering hassle-free access to funds when required.
Contact
S. B. Marg, Opposite Bombay Canteen 202/A, 02nd Floor, Trade World, Mumbai, MH 400013
T +91 2242441200
www.arvog.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
29

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Mil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
1,387.53 1,387.53 893.29 503.51 360.80 263.33
Revenue Growth %
55.33% 55.33% 77.41% 122.40% 37.42% 7.19%
Gross Profit
536.15 536.15 487.29 250.51 141.59 166.90
Gross Profit Margin %
38.64% 38.64% 54.55% 49.75% 39.24% 63.38%
Operating Income
392.72 392.72 422.51 203.62 71.86 49.85
Operating Margin %
28.30% 28.30% 47.30% 40.44% 19.92% 18.93%
EBIT
236.19 236.19 217.63 202.13 247.88 61.59
EBIT Margin %
17.02% 17.02% 24.36% 40.14% 68.70% 23.39%
EBITDA
246.72 246.72 222.37 206.42 255.31 70.14
EBITDA Margin %
17.78% 17.78% 24.89% 41.00% 70.76% 26.63%
Net Income
174.07 174.07 160.71 143.23 197.21 45.79
Net Profit Margin %
12.55% 12.55% 17.99% 28.45% 54.69% 17.22%
Basic EPS
1.37 1.37 1.27 1.13 1.55 0.36
Diluted EPS
1.37 1.37 1.27 1.13 1.55 0.36
Normalized EPS
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Mil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
4,769.36 4,769.36 2,836.52 2,346.12 1,861.51 2,241.79
Total Liabilities
2,705.45 2,705.45 949.49 621.13 281.03 841.67
Total Debt
2,410.85 2,410.85 752.17 514.58 240.16 775.80
Total Equity
2,063.92 2,063.92 1,887.03 1,724.99 1,580.48 1,400.12
Cash And Cash Equivalents
154.53 154.53 86.57 44.63 26.31 102.41
Working Capital
4,243.25 4,243.25 1,921.77 1,568.14 853.91 1,336.96
Shares Outstanding (Mil)
126.86 126.86
Book Value Per Share
16.26 16.26 14.82 13.55 12.42 10.86
Total Debt To Equity
1.17 1.17 0.40 0.30 0.15 0.55
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Mil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-1,338.23 -70.58 -202.90 277.93 42.15 -805.22
Cash From Investing Activities
-45.83 -63.37 -9.03 201.34 -4.18 -22.42
Cash From Financing Activities
1,452.01 175.89 230.24 -555.38 -44.05 850.40
Capital Expenditures
44.80 68.01 8.51 4.60 2.18 5.76
Free Cash Flow
311.34 317.44 154.28 11.68 82.84 57.36
Change in Cash
67.95 41.94 18.32 -76.10 -6.08 22.76

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
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Ownership


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