DCB Bank Ltd

532772 Momentum

Summary

Fair Value Assessment
Momentum
Undervalued (19% Discount)
Fair ValueQ140.16UncertaintyHigh
Close Price113.15Mar 25, 2025
Market Closed
111.25
Price Down by 1.90 | 1.68 %
Previous Close
113.15
Day Range
111.10 – 115.00
Year Range
101.35 – 145.95
Bid / Ask
Market Cap
35.0 Bil
Volume / Average
54.2 k / 60.7 k
Beta (5-Year)
1.39
Shares Outstanding
314.29 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
DCB Bank Ltd is an Indian commercial bank catering to corporate and retail customers. Its banking operations are structured into retail banking, wholesale banking, treasury operations, and other banking operations. It depends predominantly on its retail banking operations for the core of the bank's revenues. Through this segment, it handles the lending, deposit-taking, and other services offered to retail customers. The Corporate/Wholesale Banking segment includes lending, deposit-taking, and other services offered to corporate customers. The treasury operations encompass all financial markets activities such as trading, maintenance of reserve requirements, and resource mobilization, and the other banking operations segment includes para-banking activities and merchant banking.
Contact
Senapati Bapat Marg, 601 and 602 6th Floor, Tower A, Peninsula Business Park, Mumbai 400013
T +91 2266187000
www.dcbbank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
11,325

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
27.22 24.00 21.27 18.10 17.37 16.58
Revenue Growth %
14.97% 12.83% 17.54% 4.46% 4.78% 10.73%
Net Income
5.94 5.36 4.66 2.88 3.36 3.38
Net Profit Margin %
21.82% 22.33% 21.89% 15.89% 19.33% 20.38%
Basic EPS
18.97 17.18 14.96 9.26 10.82 10.90
Diluted EPS
18.80 16.99 14.79 9.19 10.70 10.74
Normalized EPS
18.88 17.08 14.92 9.20 10.71 10.74
Total Dividends per Share
1.25 1.25 1.00 1.00
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
689.55 630.37 523.66 448.40 396.02 385.05
Total Liabilities
636.04 579.66 478.00 407.91 358.44 350.83
Total Debt
613.52 565.29 464.45 394.63 346.58 340.86
Total Equity
53.51 50.71 45.66 40.49 37.59 34.22
Cash And Cash Equivalents
31.25 30.66 23.68 40.91 30.39 35.46
Shares Outstanding (Bil)
0.31 0.31 0.31
Book Value Per Share
162.01 146.49 130.15 121.00 110.21
Total Debt To Equity
11.47 11.15 10.17 9.75 9.22 9.96
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-10.38 -12.40 -15.66 16.06 -15.02 1.71
Cash From Investing Activities
-1.30 -1.33 -1.65 -1.57 -0.79 -0.72
Cash From Financing Activities
16.01 20.70 0.08 -3.98 10.75 6.54
Free Cash Flow
7.78 6.79 5.99 7.20 5.78
Change in Cash
4.33 6.97 -17.22 10.51 -5.07 7.52

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Praveen Achuthan Kutty (—) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
HDFC Small Cap Gr 4.44 0.52 13,948,722
Feb 28, 2025
Franklin India Smaller Comp Gr 3.88 1.13 12,199,095
Feb 28, 2025
Tata Small Cap Fund Reg Gr 3.61 1.43 11,340,118
Feb 28, 2025
Sundaram Fin Services Opp Reg Gr 1.24 3.06 3,891,197
173,293
4.66%
Feb 28, 2025
Sundaram Small Cap Gr 1.20 1.42 3,754,816
Feb 28, 2025
Total (for Top 5) 14.37 45,133,948
173,293

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