DCB Bank Ltd

532772

Summary

Fair Value Assessment
Undervalued (6% Discount)
Fair ValueQ147.18UncertaintyHigh
Close Price137.30Apr 29, 2025
135.70
Price Down by 1.60 | 1.17 %
Previous Close
137.30
Day Range
133.80 – 137.70
Year Range
101.35 – 145.95
Bid / Ask
135.85 × 136.05
Market Cap
42.6 Bil
Volume / Average
47.4 k / 98.4 k
Beta (5-Year)
Shares Outstanding
314.42 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
DCB Bank Ltd is an Indian commercial bank catering to corporate and retail customers. Its banking operations are structured into retail banking, wholesale banking, treasury operations, and other banking operations. It depends predominantly on its retail banking operations for the core of the bank's revenues. Through this segment, it handles the lending, deposit-taking, and other services offered to retail customers. The Corporate/Wholesale Banking segment includes lending, deposit-taking, and other services offered to corporate customers. The treasury operations encompass all financial markets activities such as trading, maintenance of reserve requirements, and resource mobilization, and the other banking operations segment includes para-banking activities and merchant banking.
Contact
Senapati Bapat Marg, 601 and 602 6th Floor, Tower A, Peninsula Business Park, Mumbai 400013
T +91 2266187000
www.dcbbank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
11,325

Key Metrics

Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
28.57 28.57 24.00 21.27 18.10 17.37
Revenue Growth %
18.94% 18.94% 12.83% 17.54% 4.46% 4.78%
Net Income
6.15 6.15 5.36 4.66 2.88 3.36
Net Profit Margin %
21.54% 21.54% 22.33% 21.89% 15.89% 19.33%
Basic EPS
19.63 19.63 17.18 14.96 9.26 10.82
Diluted EPS
19.49 19.49 16.99 14.79 9.19 10.70
Normalized EPS
17.08 14.92 9.20 10.71
Total Dividends per Share
1.25 1.25 1.25 1.00
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
768.10 768.10 630.37 523.66 448.40 396.02
Total Liabilities
711.19 711.19 579.66 478.00 407.91 358.44
Total Debt
691.46 691.46 565.29 464.45 394.63 346.58
Total Equity
56.91 56.91 50.71 45.66 40.49 37.59
Cash And Cash Equivalents
26.99 26.99 30.66 23.68 40.91 30.39
Shares Outstanding (Bil)
0.31 0.31
311.50 310.98
Book Value Per Share
180.97 180.97 162.01 146.49 130.15 121.00
Total Debt To Equity
12.15 12.15 11.15 10.17 9.75 9.22
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-4.41 -12.40 -15.66 16.06 -15.02 1.71
Cash From Investing Activities
-27.92 -1.33 -1.65 -1.57 -0.79 -0.72
Cash From Financing Activities
28.65 20.70 0.08 -3.98 10.75 6.54
Free Cash Flow
8.36 7.78 6.79 5.99 7.20 5.78
Change in Cash
-3.67 6.97 -17.22 10.51 -5.07 7.52

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Praveen Achuthan Kutty (—) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


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