Mahindra & Mahindra Financial Services Ltd

532720

Summary

Fair Value Assessment
Undervalued (7% Discount)
Fair ValueQ281.30UncertaintyHigh
Close Price260.85Aug 21, 2025
Market Closed
263.10
Price Up by 2.25 | 0.86 %
Previous Close
260.85
Day Range
260.00 – 265.10
Year Range
235.46 – 333.63
Bid / Ask
Market Cap
365.5 Bil
Volume / Average
79.1 k / 115.7 k
Beta (5-Year)
1.61
Shares Outstanding
1,389.33 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
Contact
Dr. G M. Bhosale Marg 4th Floor, Mahindra Towers, A Wing, Mumbai, MH 400 018
T +91 2266526000
www.mahindrafinance.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Jun 30, 2025
Fiscal Year End
Mar 31, 2026
Employees
25,261

Key Metrics

This table shows 5 and 10 year data from the company's income statement sheet.
Income Statement (in Bil, except ratios)
06/30/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
93.68 90.65 81.37 73.94 68.24 67.59
Revenue Growth %
11.96% 11.41% 10.05% 8.35% 0.97% 4.27%
Net Income
22.92 22.62 19.33 20.72 11.37 7.73
Net Profit Margin %
24.48% 24.94% 23.88% 28.01% 16.86% 11.54%
Basic EPS
17.95 17.83 15.24 16.36 8.98 6.80
Diluted EPS
17.93 17.82 15.23 16.34 8.96 6.79
Normalized EPS
18.56 18.52 15.15 16.68 8.69 4.87
Total Dividends per Share
6.13 6.13 5.84 3.50 0.78
This table shows 5 and 10 year data from the company's balance sheet.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
1,441.05 1,441.05 1,237.16 1,050.85 838.09 856.01
Total Liabilities
1,225.32 1,225.32 1,037.41 863.83 667.71 697.25
Total Debt
1,196.46 1,196.46 988.54 820.04 624.66 654.29
Total Equity
215.73 215.73 199.75 187.01 170.38 158.76
Cash And Cash Equivalents
18.28 18.28 9.04 5.87 7.65 8.10
Shares Outstanding (Mil)
1,267.84 1,269.83
Book Value Per Share
169.43 169.43 156.88 146.07 133.00 123.85
Total Debt To Equity
5.55 5.55 4.95 4.38 3.67 4.12
This table shows 5 and 10 year data from the company's cash flow statement.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Cash From Operating Activities
-156.02 -156.02 -184.49 -173.95 0.18 59.57
Cash From Investing Activities
-10.77 -10.77 26.70 -16.35 31.11 -84.79
Cash From Financing Activities
176.05 176.05 160.95 188.52 -31.73 25.48
Free Cash Flow
23.86 23.86 32.79 33.42 41.20 37.88
Change in Cash
9.27 9.27 3.17 -1.79 -0.44 0.26

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Raul Rebello (47) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
Oops!
Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
HDFC Mid Cap Gr 4.46 1.90 61,975,386
0.00%
Jul 31, 2025
SBI Midcap Reg Gr 1.62 2.57 22,500,000
0.00%
Jul 31, 2025
SBI ELSS Tax Saver Reg Gr 1.52 1.79 21,086,115
0.00%
Jul 31, 2025
SBI Contra Reg Gr Not Rated 1.42 1.08 19,717,172
0.00%
Jul 31, 2025
HDFC S Life-Opportunities Wealth Builder 1.20 1.17 16,712,797
1,860,035
12.52%
Jun 30, 2025
Total (for Top 5) 10.22 141,991,470
1,860,035

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