Jammu & Kashmir Bank Ltd

532209

Summary

Fair Value Assessment
Undervalued (19% Discount)
Fair ValueQ128.59UncertaintyHigh
Close Price103.05Jun 18, 2025
Market Closed
102.65
Price Down by 0.40 | 0.39 %
Previous Close
103.05
Day Range
100.50 – 103.40
Year Range
82.01 – 123.80
Bid / Ask
Market Cap
113.0 Bil
Volume / Average
564.7 k / 472.5 k
Beta (5-Year)
Shares Outstanding
1,101.18 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Jammu & Kashmir Bank Ltd is a bank that has businesses comprised of treasury, corporate/wholesale banking, retail banking and others. The bank's personal financial products include various loan products, personal account services, term bank deposits, mutual funds, bank cards, and insurance products. The company has Four crucial business segments namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Business. The company generates majority of its revenue from Retail Banking segment. The bank's financial products for businesses include loans, business accounts, and others.
Contact
Maulana Azad Road, Srinagar 190001
T +91 1942483775
www.jkbank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
12,849

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
69.47 69.47 59.66 55.11 47.02 44.69
Revenue Growth %
14.96% 14.96% 9.94% 18.13% 5.13% 9.58%
Net Income
20.82 20.82 17.71 11.81 4.95 4.28
Net Profit Margin %
29.97% 29.97% 29.69% 21.42% 10.52% 9.62%
Basic EPS
18.91 18.91 16.84 12.25 5.96 6.01
Diluted EPS
18.91 18.91 16.84 12.25 5.96 6.01
Normalized EPS
18.90 18.90 16.73 12.12 5.81 6.01
Total Dividends per Share
2.15 2.15 0.50
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
1,694.24 1,694.24 1,545.05 1,459.13 1,305.76 1,202.73
Total Liabilities
1,552.15 1,552.15 1,423.12 1,360.16 1,224.99 1,134.71
Total Debt
1,509.35 1,509.35 1,376.48 1,249.19 1,170.74 1,100.62
Total Equity
142.08 142.08 121.93 98.96 80.77 68.02
Cash And Cash Equivalents
97.83 97.83 81.96 88.99 87.92 95.04
Shares Outstanding (Mil)
1,101.18 961.48 932.89
Book Value Per Share
129.03 129.03 110.72 95.94 86.58 95.34
Total Debt To Equity
10.62 10.62 11.29 12.62 14.49 16.18
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-0.30 -8.53 -4.07 -15.68 -0.14 43.74
Cash From Investing Activities
-2.28 -2.57 -1.24 -0.85 -0.76 -1.15
Cash From Financing Activities
3.44 4.07 6.38 9.41 -1.99 -3.39
Free Cash Flow
21.31 18.93 14.09 9.09 15.66 13.59
Change in Cash
0.85 -7.02 1.07 -7.12 -2.89 39.20

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Baldev Prakash (57) Director, Managing Director and Chief Executive Officer
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
Kotak Multicap Reg Gr 2.67 1.70 29,360,140
0
0.00%
May 31, 2025
Vanguard Total Intl Stock Index Inv 0.46 0.00 5,019,364
0
0.00%
Apr 30, 2025
Vanguard Emerging Mkts Stock Idx Inv 0.42 0.00 4,572,314
0
0.00%
Apr 30, 2025
Kotak Multi Asset Allocation Reg Gr Not Rated 0.41 0.59 4,540,314
0
0.00%
May 31, 2025
iShares Core MSCI Emerging Markets ETF 0.38 0.01 4,212,500
0
0.00%
May 31, 2025
Total (for Top 5) 4.33 47,704,632
0

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