Bajaj Finance Ltd

500034

Summary

Fair Value Assessment
Fairly Valued
Fair ValueQ9,389.42UncertaintyHigh
Close Price9,071.60Mar 25, 2025
Market Closed
8,864.95
Price Down by 206.65 | 2.28 %
Previous Close
9,071.60
Day Range
8,853.00 – 9,125.55
Year Range
6,376.55 – 9,258.95
Bid / Ask
Market Cap
5.5 Tril
Volume / Average
30.6 k / 42.8 k
Beta (5-Year)
1.82
Shares Outstanding
619.66 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Bajaj Finance Ltd is the holding company for various financial services businesses under the Bajaj Group, which operates in India. The company is a NBFC in India offering payments, partnerships, services, and lending solutions to customers. The company's model is focused on the acquisition of customers and offering multiple loans and services on a cross-sell basis to meet their financial service needs. The company provides discretionary spending across consumer electronics, furniture, and digital products in India. The company's strategies and structure are closely aligned with the commercial banks in India. All of its revenue is generated from India.
Contact
Off Pune-Ahmednagar Road 4th Floor, Bajaj Finserv Corporate Office, Pune, MH 411 014
T +91 2071576403
www.aboutbajajfinserv.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
53,812

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
403.66 343.26 269.54 201.47 160.23 158.56
Revenue Growth %
24.52% 27.29% 33.89% 25.74% 1.05% 42.08%
Net Income
159.83 144.51 115.08 70.28 44.20 52.64
Net Profit Margin %
39.78% 42.10% 42.69% 34.89% 27.58% 33.20%
Basic EPS
258.54 236.89 190.53 116.64 73.58 89.77
Diluted EPS
257.84 235.98 189.57 115.79 73.00 89.07
Normalized EPS
261.72 239.37 192.48 118.13 74.49 93.15
Total Dividends per Share
36.00 30.00 20.00 10.00 16.00
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
4,206.56 3,757.42 2,752.29 2,125.05 1,715.27 1,643.91
Total Liabilities
3,317.40 2,990.46 2,208.57 1,687.93 1,346.08 1,320.63
Total Debt
3,242.18 2,945.23 2,174.47 1,658.34 1,321.30 1,302.73
Total Equity
889.16 766.95 543.72 437.13 369.18 323.28
Cash And Cash Equivalents
46.05 40.35 15.51 8.98 13.11 1.17
Shares Outstanding (Bil)
0.60 0.60
Book Value Per Share
1,224.69 890.38 718.00 607.63 533.74
Total Debt To Equity
3.65 3.84 4.00 3.79 3.58 4.03
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-729.23 -727.60 -421.40 -370.29 -8.81 -244.26
Cash From Investing Activities
-52.28 -71.71 -103.65 63.47 -4.29 -87.57
Cash From Financing Activities
789.07 824.15 506.75 322.40 18.26 341.81
Free Cash Flow
177.07 132.31 124.63 83.05 93.46
Change in Cash
7.56 24.84 -18.31 15.58 5.17 9.98

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Rajeev Jain (53) Managing Director and Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
SBI Nifty 50 ETF 0.81 2.41 4,989,669
-33,400
0.66%
Feb 28, 2025
Sands Capital Global Growth Equity 0.67 2.04 4,139,725
1,774,027
74.99%
Dec 31, 2024
Vanguard Total Intl Stock Index Inv 0.64 0.08 3,936,095
3,976
0.10%
Feb 28, 2025
Vanguard Emerging Mkts Stock Idx Inv 0.58 0.31 3,601,459
82,871
2.36%
Feb 28, 2025
SBI S&P BSE Sensex ETF 0.54 2.80 3,359,621
-60,763
1.78%
Feb 28, 2025
Total (for Top 5) 3.23 20,026,569
1,766,711

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