Bajaj Finance Ltd

500034

Summary

Fair Value Assessment
Overvalued (9% Premium)
Fair ValueQ845.95UncertaintyHigh
Close Price925.25Jul 04, 2025
Market Closed
925.25
Price Up by 14.55 | 1.60 %
Previous Close
925.25
Day Range
918.60 – 940.70
Year Range
885.65 – 1,957.18
Bid / Ask
Market Cap
5.7 Tril
Volume / Average
817.6 k / 263.8 k
Beta (5-Year)
1.60
Shares Outstanding
6,211.94 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Bajaj Finance Ltd is the holding company for various financial services businesses under the Bajaj Group, which operates in India. The company is an NBFC in India offering payments, partnerships, services, and lending solutions to customers. The company's model is focused on the acquisition of customers and offering multiple loans and services on a cross-sell basis to meet their financial service needs. The company provides discretionary spending across consumer electronics, furniture, and digital products in India. The company's strategies and structure are closely aligned with those of commercial banks in India. All of its revenue is generated from India.
Contact
Off Pune-Ahmednagar Road 4th Floor, Bajaj Finserv Corporate Office, Pune, MH 411 014
T +91 2071576403
www.aboutbajajfinserv.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2026
Employees
61,271

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
423.56 423.56 343.26 269.54 201.47 160.23
Revenue Growth %
23.39% 23.39% 27.29% 33.89% 25.74% 1.05%
Net Income
166.38 166.38 144.51 115.08 70.28 44.20
Net Profit Margin %
39.62% 39.62% 42.10% 42.69% 34.89% 27.58%
Basic EPS
26.89 26.89 23.69 19.05 11.66 7.36
Diluted EPS
26.82 26.82 23.60 18.96 11.58 7.30
Normalized EPS
269.07 269.07 239.37 192.48 118.13 74.49
Total Dividends per Share
3.60 3.60 3.00 2.00 1.00
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
4,661.27 4,661.27 3,757.42 2,752.29 2,125.05 1,715.27
Total Liabilities
3,671.90 3,671.90 2,990.46 2,208.57 1,687.93 1,346.08
Total Debt
3,625.60 3,625.60 2,945.23 2,174.47 1,658.34 1,321.30
Total Equity
989.37 989.37 766.95 543.72 437.13 369.18
Cash And Cash Equivalents
36.42 36.42 40.35 15.51 8.98 13.11
Shares Outstanding (Bil)
6.21 6.21 6.04 6.03
Book Value Per Share
154.22 154.22 122.47 89.04 71.80 60.76
Total Debt To Equity
3.66 3.66 3.84 4.00 3.79 3.58
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Cash From Operating Activities
-681.54 -681.54 -727.60 -421.40 -370.29 -8.81
Cash From Investing Activities
-27.65 -27.65 -71.71 -103.65 63.47 -4.29
Cash From Financing Activities
705.27 705.27 824.15 506.75 322.40 18.26
Free Cash Flow
249.34 249.34 177.07 132.31 124.63 83.05
Change in Cash
-3.92 -3.92 24.84 -18.31 15.58 5.17

Profile

Executives shows executive data in a table format includes information on Key Executives, Board of Directors.
Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Rajeev Jain (53) Managing Director and Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Something went wrong.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
Oops!
Something went wrong.

Ownership

Ownership lists the Fund owners and Intitutional owners of the stock.
Name
Morningstar
Rating
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Current Shares
Change Amount
Change %
Date
iShares Core MSCI Emerging Markets ETF 0.42 0.30 25,905,094
87,318
0.34%
Jun 30, 2025
iShares MSCI India ETF 0.28 1.92 17,687,978
0
0.00%
Jun 30, 2025
iShares MSCI India ETF USD Acc 0.16 1.91 9,942,940
0
0.00%
Jun 30, 2025
iShares Core MSCI EM IMI ETF USD Acc 0.12 0.30 7,394,308
0
0.00%
Jun 30, 2025
iShares MSCI Emerging Mkts ex China ETF 0.10 0.50 6,179,090
0
0.00%
Jun 30, 2025
Total (for Top 5) 1.08 67,109,410
87,318

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