Bajaj Finance Ltd

500034

Summary

Fair Value Assessment
Overvalued (11% Premium)
Fair ValueQ8,125.61UncertaintyHigh
Close Price9,089.30Apr 29, 2025
Market Closed
8,635.70
Price Down by 453.60 | 4.99 %
Previous Close
9,089.30
Day Range
8,560.00 – 9,050.00
Year Range
6,376.55 – 9,709.75
Bid / Ask
Market Cap
5.4 Tril
Volume / Average
177.2 k / 48.7 k
Beta (5-Year)
Shares Outstanding
620.81 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Bajaj Finance Ltd is the holding company for various financial services businesses under the Bajaj Group, which operates in India. The company is a NBFC in India offering payments, partnerships, services, and lending solutions to customers. The company's model is focused on the acquisition of customers and offering multiple loans and services on a cross-sell basis to meet their financial service needs. The company provides discretionary spending across consumer electronics, furniture, and digital products in India. The company's strategies and structure are closely aligned with the commercial banks in India. All of its revenue is generated from India.
Contact
Off Pune-Ahmednagar Road 4th Floor, Bajaj Finserv Corporate Office, Pune, MH 411 014
T +91 2071576403
www.aboutbajajfinserv.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
53,812

Key Metrics

Income Statement (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
423.56 423.56 343.26 269.54 201.47 160.23
Revenue Growth %
23.39% 23.39% 27.29% 33.89% 25.74% 1.05%
Net Income
166.38 166.38 144.51 115.08 70.28 44.20
Net Profit Margin %
39.62% 39.62% 42.10% 42.69% 34.89% 27.58%
Basic EPS
268.94 268.94 236.89 190.53 116.64 73.58
Diluted EPS
268.20 268.20 235.98 189.57 115.79 73.00
Normalized EPS
269.07 269.07 239.37 192.48 118.13 74.49
Total Dividends per Share
36.00 36.00 30.00 20.00 10.00
Balance Sheet (in Bil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
4,661.27 4,661.27 3,757.42 2,752.29 2,125.05 1,715.27
Total Liabilities
3,671.90 3,671.90 2,990.46 2,208.57 1,687.93 1,346.08
Total Debt
3,612.49 3,612.49 2,945.23 2,174.47 1,658.34 1,321.30
Total Equity
989.37 989.37 766.95 543.72 437.13 369.18
Cash And Cash Equivalents
36.42 36.42 40.35 15.51 8.98 13.11
Shares Outstanding (Bil)
0.60 0.60
604.42 603.28
Book Value Per Share
1,557.52 1,557.52 1,224.69 890.38 718.00 607.63
Total Debt To Equity
3.65 3.65 3.84 4.00 3.79 3.58
Cash Flow Statement (in Bil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-681.54 -727.60 -421.40 -370.29 -8.81 -244.26
Cash From Investing Activities
-27.65 -71.71 -103.65 63.47 -4.29 -87.57
Cash From Financing Activities
705.27 824.15 506.75 322.40 18.26 341.81
Free Cash Flow
249.34 177.07 132.31 124.63 83.05 93.46
Change in Cash
-3.92 24.84 -18.31 15.58 5.17 9.98

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Rajeev Jain (53) Managing Director and Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


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