Sahara Housingfina Corp Ltd

511533

Summary

Fair Value Assessment
Undervalued (29% Discount)
Fair ValueQ55.47UncertaintyHigh
Close Price39.32Jul 25, 2025
Market Closed
39.32
Price Down by 1.15 | 2.84 %
Previous Close
39.32
Day Range
38.25 – 40.47
Year Range
32.76 – 57.00
Bid / Ask
Market Cap
275.2 Mil
Volume / Average
2.6 k / 3.8 k
Beta (5-Year)
Shares Outstanding
7.00 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loan). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The Company is exclusively engaged in the Housing Finance business and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
Contact
46, Dr. Sundari Mohan Avenue, Kolkata, WB 700014
T +91 3322896708
www.saharahousingfina.com opens in a new tab
Sector
Financial Services
Industry
Mortgage Finance
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
29

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Mil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
85.81 85.81 89.92 99.02 117.01 117.91
Revenue Growth %
-18.87% -18.87% -9.19% -15.38% -6.34% -2.72%
Gross Profit
29.69 29.69 26.50 27.82 42.39 39.08
Gross Profit Margin %
34.60% 34.60% 29.47% 28.09% 36.23% 33.15%
Operating Income
6.47 6.47 3.19 5.28 21.35 19.71
Operating Margin %
7.54% 7.54% 3.55% 5.33% 18.25% 16.72%
EBIT
8.00 8.00 3.35 9.62 13.92 11.48
EBIT Margin %
9.33% 9.33% 3.72% 9.71% 11.89% 9.73%
EBITDA
11.85 11.85 7.79 14.50 18.81 16.69
EBITDA Margin %
13.81% 13.81% 8.66% 14.64% 16.08% 14.16%
Net Income
6.48 6.48 14.05 14.16 17.85 20.93
Net Profit Margin %
7.56% 7.56% 15.62% 14.30% 15.25% 17.75%
Basic EPS
0.93 0.93 2.01 2.03 2.55 2.99
Diluted EPS
0.93 0.93 2.01 2.03 2.55 2.99
Normalized EPS
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Mil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
756.81 756.81 982.19 1,008.09 1,106.36 1,120.45
Total Liabilities
232.94 232.94 464.95 505.25 617.95 650.33
Total Debt
223.63 223.63 454.16 490.66 597.06 626.30
Total Equity
523.87 523.87 517.24 502.84 488.41 470.12
Cash And Cash Equivalents
30.89 30.89 25.20 29.23 39.01 50.43
Working Capital
727.53 727.53 -65.60 338.65 321.98 184.65
Shares Outstanding (Mil)
7.00 7.00
Book Value Per Share
74.84 74.84 73.89 71.83 69.77 67.16
Total Debt To Equity
0.43 0.43 0.88 0.98 1.22 1.33
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Mil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
243.11 38.33 104.18 29.87 68.59 299.68
Cash From Investing Activities
-2.58 -0.87 -2.83 -0.32 -0.06 -0.02
Cash From Financing Activities
-234.83 -41.50 -111.13 -40.97 -104.81 -244.75
Capital Expenditures
2.58 0.87 2.92 0.32 0.07 0.03
Free Cash Flow
85.06 50.95 139.51 27.33 1.37 68.97
Change in Cash
5.69 -4.03 -9.78 -11.42 -36.29 54.92

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
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Ownership

There is no Ownership data available.

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