Sahara Housingfina Corp Ltd

511533

Summary

Fair Value Assessment
Undervalued (8% Discount)
Fair ValueQ43.15UncertaintyHigh
Close Price39.63Mar 25, 2025
40.39
Price Up by 0.76 | 1.92 %
Previous Close
39.63
Day Range
39.20 – 40.39
Year Range
33.51 – 57.00
Bid / Ask
39.40 × 40.1
Market Cap
282.7 Mil
Volume / Average
11.0 / 2.2 k
Beta (5-Year)
1.27
Shares Outstanding
7.00 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loan). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The Company is exclusively engaged in the Housing Finance business and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
Contact
46, Dr. Sundari Mohan Avenue, Kolkata, WB 700014
T +91 3322896708
www.saharahousingfina.com opens in a new tab
Sector
Financial Services
Industry
Mortgage Finance
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
29

Key Metrics

Income Statement (in Mil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
75.48 89.92 99.02 117.01 117.91 121.20
Revenue Growth %
-22.42% -9.19% -15.38% -6.34% -2.72% -2.71%
Gross Profit
19.40 26.50 27.82 42.39 39.08 30.52
Gross Profit Margin %
25.70% 29.47% 28.09% 36.23% 33.15% 25.18%
Operating Income
-4.17 3.19 5.28 21.35 19.71 11.83
Operating Margin %
-5.52% 3.55% 5.33% 18.25% 16.72% 9.76%
EBIT
10.99 3.35 9.62 13.92 11.48 5.95
EBIT Margin %
14.56% 3.72% 9.71% 11.89% 9.73% 4.91%
EBITDA
14.78 7.79 14.50 18.81 16.69 11.44
EBITDA Margin %
19.58% 8.66% 14.64% 16.08% 14.16% 9.44%
Net Income
8.94 14.05 14.16 17.85 20.93 20.77
Net Profit Margin %
11.84% 15.62% 14.30% 15.25% 17.75% 17.14%
Basic EPS
1.28 2.01 2.03 2.55 2.99 2.97
Diluted EPS
1.28 2.01 2.03 2.55 2.99 2.97
Normalized EPS
Total Dividends per Share
Balance Sheet (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
863.96 982.19 1,008.09 1,106.36 1,120.45 1,235.37
Total Liabilities
343.16 464.95 505.25 617.95 650.33 786.49
Total Debt
333.91 454.16 490.66 597.06 626.30 749.41
Total Equity
520.80 517.24 502.84 488.41 470.12 448.88
Cash And Cash Equivalents
19.06 25.20 29.23 39.01 50.43 86.72
Working Capital
833.20 -65.60 338.65 321.98 184.65 222.86
Shares Outstanding (Mil)
7.00 7.00 7.00
Book Value Per Share
73.89 71.83 69.77 67.16 64.13
Total Debt To Equity
0.64 0.88 0.98 1.22 1.33 1.67
Cash Flow Statement (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
132.89 38.33 104.18 29.87 68.59 299.68
Cash From Investing Activities
-0.54 -0.87 -2.83 -0.32 -0.06 -0.02
Cash From Financing Activities
-155.49 -41.50 -111.13 -40.97 -104.81 -244.75
Capital Expenditures
0.87 2.92 0.32 0.07 0.03
Free Cash Flow
50.95 139.51 27.33 1.37 68.97
Change in Cash
-23.14 -4.03 -9.78 -11.42 -36.29 54.92

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

There is no Ownership data available.

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