United Credit Ltd

531091

Summary

Fair Value Assessment
Undervalued (7% Discount)
Fair ValueQ35.05UncertaintyHigh
Close Price32.58Jun 04, 2025
Market Closed
31.00
Price Down by 1.58 | 4.85 %
Previous Close
32.58
Day Range
30.50 – 32.39
Year Range
20.00 – 43.00
Bid / Ask
Market Cap
165.2 Mil
Volume / Average
612.0 / 1.7 k
Beta (5-Year)
Shares Outstanding
5.33 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
United Credit Ltd is an Indian(NBFC) non-banking financial company. The business is engaged in the lease, hire purchase, consumer financing, investment, and capital market operation. Business operating segments include; Financing activity and Renting activity. The company derives substantial revenue from the interest interest on loans and rent.
Contact
27B, Camac Street 8th Floor, Kolkata, WB 700016
T +91 3322879359
www.unitedcreditltd.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Mar 31, 2025
Fiscal Year End
Mar 31, 2025
Employees
9

Key Metrics

Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Income Statement (in Mil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Revenue
33.77 33.77 33.45 28.71 27.13 26.68
Revenue Growth %
1.10% 1.10% 16.96% 5.83% 1.71% -6.43%
Gross Profit
25.58 25.58 27.43 22.67 21.43 20.77
Gross Profit Margin %
75.74% 75.74% 82.01% 78.94% 78.97% 77.86%
Operating Income
9.64 9.64 15.23 8.87 12.70 10.92
Operating Margin %
28.54% 28.54% 45.53% 30.90% 46.81% 40.92%
EBIT
13.01 13.01 20.77 8.67 12.79 11.96
EBIT Margin %
38.53% 38.53% 62.09% 30.19% 47.14% 44.85%
EBITDA
13.71 13.71 21.45 11.44 12.98 12.23
EBITDA Margin %
40.59% 40.59% 64.11% 39.83% 47.83% 45.84%
Net Income
10.14 10.14 16.36 7.24 7.54 8.74
Net Profit Margin %
30.02% 30.02% 48.90% 25.22% 27.79% 32.76%
Basic EPS
1.90 1.90 3.07 1.36 1.42 1.64
Diluted EPS
1.90 1.90 3.07 1.36 1.42 1.64
Normalized EPS
Total Dividends per Share
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Balance Sheet (in Mil, except ratios)
03/31/2025
03/2025
03/2024
03/2023
03/2022
03/2021
Total Assets
306.06 306.06 298.67 287.03 275.66 268.25
Total Liabilities
6.27 6.27 8.82 13.59 9.34 9.57
Total Debt
1.49 1.49 0.81 1.26
Total Equity
299.79 299.79 289.86 273.44 266.32 258.67
Cash And Cash Equivalents
5.44 5.44 8.81 4.09 1.11 1.36
Working Capital
197.24 197.24 284.91 269.87 261.77 259.18
Shares Outstanding (Mil)
Book Value Per Share
56.27 56.27 54.40 51.32 49.99 48.55
Total Debt To Equity
0.00 0.00 0.00 0.00
Key-Metrics - Financial Summary shows the income statement, balance sheet , cash flow statement data - 5 year and 10 year of the company stock.
Cash Flow Statement (in Mil, except ratios)
03/31/2025
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-4.39 5.30 3.06 4.14 9.37 3.02
Cash From Investing Activities
0.41 -0.03 -1.34 -4.39 -0.05 -0.18
Cash From Financing Activities
0.60 -0.55 1.26 -8.71 -4.48
Capital Expenditures
1.84 0.32 2.23 0.07 0.05 0.18
Free Cash Flow
7.95 19.36 5.74 10.39 12.36 12.00
Change in Cash
-3.38 4.72 2.99 -0.25 0.61 -1.65

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
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Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
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Ownership

There is no Ownership data available.

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