Yes Bank Ltd

532648

Summary

Fair Value Assessment
Undervalued (12% Discount)
Fair ValueQ19.86UncertaintyHigh
Close Price17.43Mar 24, 2025
Market Closed
17.03
Price Down by 0.40 | 2.29 %

Business Description
Yes Bank Ltd is a full-service commercial bank operating in India. The bank's activities include corporate banking, financial markets, investment banking, corporate finance, branch banking, business and transaction banking, and wealth management services. A majority of the bank's earning assets are loans. The bank's loan portfolio is diversified across various industries, including food and agriculture, life sciences and information technology, tourism, hospitality, media and entertainment, renewable energy, education, and social infrastructure. Services and agriculture constitute approximately half of the bank's priority sector loans. The company reportable segments include Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Operations.
Contact
Off Western Express Highway Yes Bank House, Mumbai, MH 400 055
T +91 2250919800
www.yesbank.in opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
28,099

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
153.26 139.78 96.11 91.17 86.75 38.93
Revenue Growth %
47.60% 49.19% 5.42% -0.19% 122.84% -71.80%
Net Income
21.69 12.85 7.36 10.64 -34.89 -164.33
Net Profit Margin %
14.15% 9.19% 7.66% 11.67% -46.89% -422.09%
Basic EPS
0.72 0.45 0.28 0.42 -1.65 -56.11
Diluted EPS
0.70 0.44 0.28 0.42 -1.65 -56.11
Normalized EPS
0.72 0.44 0.28 0.43 -1.65 -46.81
Total Dividends per Share
2.00
Balance Sheet (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
4,145.21 4,063.62 3,552.04 3,185.78 2,735.93 2,578.32
Total Liabilities
3,675.32 3,642.06 3,144.86 2,848.79 2,404.55 2,361.37
Total Debt
3,475.74 3,467.37 2,951.36 2,694.03 2,267.95 2,191.02
Total Equity
469.88 421.55 407.18 336.99 331.38 216.95
Cash And Cash Equivalents
234.71 193.18 192.70 123.63 119.29 71.10
Shares Outstanding (Bil)
28.75 25.05
Book Value Per Share
14.99 14.32 13.83 13.45 13.23 17.29
Total Debt To Equity
7.40 8.23 7.25 7.99 6.84 10.10
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-34.26 96.45 -258.16 235.98 501.24 -577.21
Cash From Investing Activities
-15.32 -124.31 -129.04 -145.11 56.64 141.92
Cash From Financing Activities
106.46 27.71 114.50 83.91 -349.42 250.38
Free Cash Flow
39.62 16.74 45.40 44.18 29.45
Change in Cash
56.87 -0.16 -272.70 174.78 208.46 -184.91

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Prashant Kumar (—) Chief Executive Officer, Director and Managing Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
Vanguard Total Intl Stock Index Inv 0.91 0.01 284,562,247
Feb 28, 2025
Vanguard Emerging Mkts Stock Idx Inv 0.83 0.04 261,693,633
Feb 28, 2025
Vanguard Instl Ttl Intl Stk Mkt Idx TrII 0.47 0.01 147,519,125
2,485,611
1.71%
Feb 28, 2025
iShares Core MSCI Emerging Markets ETF 0.41 0.03 127,074,646
-2,277,113
1.76%
Feb 28, 2025
Kotak Equity Arbitrage Reg Gr Not Rated 0.39 0.35 121,914,000
41,938,000
52.44%
Feb 28, 2025
Total (for Top 5) 3.01 942,763,651
42,146,498

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