India First Life - Balanced Fund 1 | Insurance Fund Overview

NAV / 1-Day Return

35.13 / -0.59%

Total Assets

4.9 Bil

Inception Date

Sep 07, 2010

Expense Ratio

—

Fee Level

—

Load

None

Growth of 10,000

Returns

Asset Class	Net	Short	Long	Cat.	Index
Equity	57.51	0.00	57.51	46.17	–
Fixed Income	30.48	0.00	30.48	49.06	–
Preferred	0.00	0.00	0.00	0.00	–
Convertible	0.00	0.00	0.00	0.00	–
Cash	4.47	0.02	4.49	2.31	–
Other	7.54	0.00	7.54	2.62	–

Stock Style

People

Inception Date

Sep 07, 2010

Number of Managers

Longest Tenure

14.7 Years

Average Tenure

14.7 Years

Advisor(s)

IndiaFirst Life Insurance Company Limited

Management Team

Sandeep Shirsat

Sep 07, 2010 –Present

Viraj Nadkarni

Sep 07, 2010 –Present

Manager Timeline

Male
Female
Non-Binary
Not Disclosed
Not Available

Morningstar Risk & Return

Risk vs. Category

Return vs. Category

Holdings

Portfolio Holdings	# Long	# Short
Equity Holding	49	0
Bond Holding	17	0
Other Holding	8	1
Total Holding	74	1

Equity Holdings

Bond Holdings

Other Holdings

Total Holdings

—

As of —

Women Directors %

Women Executives %

Holdings	% Portfolio Weight	First Bought	Market Value as of Mar 31, 2025	Cur Currency	Share Change %	1-Year Return	Forward P/E	Equity Star Rating	Economic Moat	ESG Risk Rating Assessment	Sector
Reliance Industries Ltd	5.73	Sep 30, 2019	282,489,000	INR Indian Rupee	7.48 % Decrease	-0.86	—	Momentum	—	—	Energy
HDFC Bank Ltd	5.47	Sep 30, 2019	269,671,000	INR Indian Rupee	1.47 % Decrease	31.90	—		—	—	Financial Services
ICICI Bank Ltd	3.17	Jan 31, 2021	156,281,000	INR Indian Rupee	3.82 % Increase	25.38	19.61		—	—	Financial Services
Larsen & Toubro Ltd	2.84	Sep 30, 2019	140,012,000	INR Indian Rupee	12.67 % Increase	6.00	—		—	—	Industrials
Infosys Ltd	2.83	Aug 31, 2023	139,519,000	INR Indian Rupee	5.51 % Decrease	8.13	22.57		Narrow	—	Technology
Bharti Airtel Ltd	2.58	Sep 30, 2019	127,194,000	INR Indian Rupee	0.23 % Increase	45.55	—		—	—	Communication Services
Tata Consultancy Services Ltd	2.09	Aug 31, 2023	103,037,000	INR Indian Rupee	4.76 % Decrease	-10.00	25.13		Wide	—	Technology
ITC Ltd	2.08	Aug 31, 2023	102,544,000	INR Indian Rupee	24.05 % Decrease	12.09	—		—	—	Consumer Defensive
Bajaj Finance Ltd	2.06	Sep 30, 2024	101,558,000	INR Indian Rupee	6.81 % Decrease	31.53	—		—	—	Financial Services
Kotak Mahindra Bank Ltd	1.74	Sep 30, 2024	85,782,000	INR Indian Rupee	4.65 % Decrease	28.12	—		—	—	Financial Services

Holdings	% Portfolio Weight	Market Value as of Mar 31, 2025	Cur Currency	Share Change %	Maturity Date	Coupon Rate	Sector
7.18% Government Of India 2033	5.72	281,996,000	—	—	—	7.18	Government
7.18% Government Of India 2037	5.38	265,234,000	—	—	—	7.18	Government
7.23% Government Of India 2039	3.51	173,043,000	—	—	—	7.23	Government
7.17% Government Of India 2028	2.33	114,869,000	—	—	—	7.17	Government
6.68% Government Of India 2031	2.04	100,572,000	—	—	—	6.68	Government
7.1% Government Of India 2034	1.87	92,191,000	—	—	—	7.10	Government
5.63% Government Of India 2026	1.61	79,373,000	—	—	—	5.63	Government
6.45% Government Of India 2029	1.52	74,936,000	—	—	—	6.45	Government
5.77% Government Of India 2030	1.37	67,541,000	—	—	—	5.77	Government
6.79% Government Of India 2034	1.03	50,779,000	—	—	—	6.79	Government

Holdings	% Portfolio Weight	Market Value	Cur Currency	Prospectus Net Expense Ratio	1-Year Return	Morningstar Rating	Medalist Rating	Total Assets	Morningstar Category
Money Market Instruments	4.49	221,357,000	—	—	—	—	—	—	—
Hdfc Nifty Bank Etf	1.42	70,006,000	—	—	—	—	—	—	—
Icici Prudential Nifty Bank Etf	1.33	65,569,000	—	—	—	—	—	—	—
Sbi-Etf Nifty Bank	1.20	59,160,000	—	—	—	—	—	—	—
Kotak Banking Etf	1.14	56,202,000	—	—	—	—	—	—	—
Uti Nifty Bank Etf	1.03	50,779,000	—	—	—	—	—	—	—
Aditya Birla Sun Life Nifty Bank Etf	1.03	50,779,000	—	—	—	—	—	—	—
Nippon India Etf Nifty Bank Bees	0.39	19,227,000	—	—	—	—	—	—	—
Cash	-0.02	-986,000	—	—	—	—	—	—	—

Holdings as of Mar 31, 2025 | The top 74 largest holdings are available for display across Equity, Bond and Other.

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