Aditya Birla Sun Life - Individual Builder Fund | Insurance Fund Overview

NAV / 1-Day Return

94.11 / 0.08%

Total Assets

2.2 Bil

Inception Date

Mar 22, 2001

Expense Ratio

—

Fee Level

—

Load

None

Growth of 10,000

Index

24,329

Investment

23,435

Returns

Growth of 10K component includes four parts: Growth of 10K chart, Manager Change, Fund Flows, and Annual Return table.
	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	YTD
Investment	7.00	11.94	10.04	4.50	10.77	11.34	7.00	2.69	9.55	9.07	4.86
Category	5.16	10.74	9.53	3.78	7.82	12.03	8.62	2.47	10.23	7.99	N/A
Index	7.42	11.94	8.85	5.28	10.76	14.19	7.07	3.11	9.83	9.88	4.53
Quartile Rank	Quartile Rank is first	Quartile Rank is first	Quartile Rank is second	Quartile Rank is second	Quartile Rank is first	Quartile Rank is fourth	Quartile Rank is third	Quartile Rank is second	Quartile Rank is second	Quartile Rank is second	—
Percentile Rank	6	24	43	36	4	78	71	36	44	44	—
# of Invest. in Cat.	77	77	78	77	53	68	69	66	61	65	—
Category Name	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation

Asset Class	Net	Short	Long	Cat.	Index
Equity	19.40	0.00	19.40	26.43	–
Fixed Income	62.88	0.00	62.88	65.33	–
Preferred	0.00	0.00	0.00	0.00	–
Convertible	0.00	0.00	0.00	0.00	–
Cash	17.72	0.01	17.73	8.13	–
Other	0.00	0.00	0.00	0.41	–

Stock Style

People

Inception Date

Mar 22, 2001

Number of Managers

Longest Tenure

3.7 Years

Average Tenure

3.5 Years

Advisor(s)

Birla Sun Life Insurance Co. Ltd.

Management Team

Richa Sharma

Dec 01, 2021 –Present

Sujit Lodha

Apr 29, 2022 –Present

Manager Timeline

Male
Female
Non-Binary
Not Disclosed
Not Available

Morningstar Risk & Return

Risk vs. Category

Return vs. Category

Holdings

Portfolio Holdings	# Long	# Short
Equity Holding	67	0
Bond Holding	20	0
Other Holding	3	1
Total Holding	90	1

Equity Holdings

Bond Holdings

Other Holdings

Total Holdings

—

As of —

Women Directors %

Women Executives %

Holdings	% Portfolio Weight	First Bought	Market Value as of Jun 30, 2025	Cur Currency	Share Change %	1-Year Return	Forward P/E	Economic Moat	ESG Risk Rating Assessment	Sector
HDFC Bank Ltd	2.09	Sep 30, 2019	45,689,490	INR Indian Rupee	4.83 % Decrease	25.52	—	—	—	Financial Services
Reliance Industries Ltd	1.77	Sep 30, 2019	38,693,970	INR Indian Rupee	0.04 % Decrease	-5.30	—	—	—	Energy
ICICI Bank Ltd	1.42	Sep 30, 2020	31,042,620	INR Indian Rupee	6.22 % Decrease	23.82	19.84	—	—	Financial Services
Infosys Ltd	0.92	Sep 30, 2019	20,112,120	INR Indian Rupee	0.76 % Decrease	-18.24	20.62	Narrow	—	Technology
Larsen & Toubro Ltd	0.84	Sep 30, 2020	18,363,240	INR Indian Rupee	0.26 % Decrease	4.68	—	—	—	Industrials
Bharti Airtel Ltd	0.76	Dec 31, 2024	16,614,360	INR Indian Rupee	12.56 % Decrease	28.41	—	—	—	Communication Services
Tata Consultancy Services Ltd	0.61	Sep 30, 2019	13,335,210	INR Indian Rupee	0.08 % Increase	-26.68	21.79	Wide	—	Technology
ITC Ltd	0.51	Jul 31, 2011	11,149,110	INR Indian Rupee	0.76 % Increase	-5.58	—	—	—	Consumer Defensive
Axis Bank Ltd	0.47	Sep 30, 2019	10,274,670	INR Indian Rupee	6.15 % Decrease	-7.30	—	—	—	Financial Services
State Bank of India	0.43	Sep 30, 2020	9,400,230	INR Indian Rupee	4.77 % Decrease	4.91	—	—	—	Financial Services

Holdings	% Portfolio Weight	Market Value as of Jun 30, 2025	Cur Currency	Share Change %	Maturity Date	Coupon Rate	Sector
7.54% Goi 2036 (Md 23/05/2036)	10.84	236,973,240	—	—	—	7.54	Government
6.92% Goi 2039 (Md 18/11/2039)	7.02	153,464,220	—	—	—	6.92	Government
7.10% Nabard Goi Fully Serviced Ncd (Md 08/02/2030)	6.95	151,933,950	—	—	—	7.10	Corporate
7.26% Goi 2032 (Md 22/08/2032)	5.30	115,863,300	—	—	—	7.26	Government
6.54% Goi 2032 (Md 17/01/2032)	5.10	111,491,100	—	—	—	6.54	Government
7.88% Goi 2030 (Md 19/03/2030)	4.90	107,118,900	—	—	—	7.88	Government
5.81% Rural Electrification Corpn.Ltd.Ncd (Md 31/12/2025)204b	4.10	89,630,100	—	—	—	5.81	Corporate
7.32% Goi 2030 (Md 13/11/2030)	3.61	78,918,210	—	—	—	7.32	Government
9.60% Equitas Small Finance Bank Limited (Md 05/12/2030)	2.46	53,778,060	—	—	—	9.60	Corporate
8.12% Export Import Bank Of India Ncd (Md 25/04/2031) Sr-T02	2.41	52,685,010	—	—	—	8.12	Corporate

Holdings	% Portfolio Weight	Market Value	Cur Currency	Prospectus Net Expense Ratio	1-Year Return	Morningstar Rating	Medalist Rating	Total Assets	Morningstar Category
Trep-01 Jul 2025	14.22	310,863,420	—	—	—	—	—	—	—
Pilani Investment & Industries Corp Ltd Cp (Md 06/02/2026)	2.18	47,656,980	—	—	—	—	—	—	—
Cash & Cash Equivalent	1.33	29,075,130	—	—	—	—	—	—	—
Cash	-0.01	-218,610	—	—	—	—	—	—	—

Holdings as of Jun 30, 2025 | The top 90 largest holdings are available for display across Equity, Bond and Other.

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