Capital India Finance Ltd

530879

Summary

Fair Value Assessment
Overvalued (6% Premium)
Fair ValueQ29.63UncertaintyVery High
Close Price31.54Mar 25, 2025
Market Closed
30.32
Price Down by 1.22 | 3.87 %
Previous Close
31.54
Day Range
29.40 – 32.50
Year Range
19.51 – 189.50
Bid / Ask
Market Cap
11.8 Bil
Volume / Average
155.1 k / 181.1 k
Beta (5-Year)
0.65
Shares Outstanding
389.13 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Capital India Finance Ltd is a non-banking financial company. It operates through two segments: lending business and forex services. The lending business includes providing finance to small and medium enterprises, retail customers, and real estate for a variety of purposes like the purchase of commercial equipment, personal purposes, and enterprise loans. The forex services comprise of overseas remittances, foreign currency prepaid travel cards, and import and export foreign currency notes.
Contact
Dr. Annie Besant Road Level - 20, Birla Aurora, Mumbai, MH 400030
T +91 2245036000
www.capitalindia.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
573

Key Metrics

Income Statement (in Mil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
6,202.61 6,571.72 6,333.61 5,163.09 5,695.99 1,154.54
Revenue Growth %
-5.99% 3.76% 23.81% 66.91% 220.57% 104.52%
Gross Profit
1,310.20 1,047.61 776.18 2,024.53 1,242.99 695.66
Gross Profit Margin %
21.12% 15.94% 12.26% 39.21% 21.82% 60.25%
Operating Income
-204.34 -239.84 -743.20 -74.91 233.67 307.62
Operating Margin %
-3.29% -3.65% -11.73% -1.45% 4.10% 26.64%
EBIT
-81.90 -133.80 -892.38 -102.72 216.70 264.80
EBIT Margin %
-1.32% -2.04% -14.09% -1.99% 3.80% 22.94%
EBITDA
230.62 167.88 -644.74 106.36 363.20 380.00
EBITDA Margin %
3.72% 2.55% -10.18% 2.06% 6.38% 32.91%
Net Income
29.54 116.48 -415.71 -27.68 96.04 172.31
Net Profit Margin %
-1.85% -0.98% -13.75% -4.01% 1.07% 12.01%
Basic EPS
0.08 0.30 -1.07 -0.07 0.25 0.44
Diluted EPS
0.07 0.30 -1.07 -0.07 0.24 0.44
Normalized EPS
Total Dividends per Share
0.02 0.02 0.02 0.02 0.02 0.08
Balance Sheet (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
17,453.42 18,009.02 17,948.45 16,263.09 10,435.43 7,172.63
Total Liabilities
10,897.65 11,414.01 11,385.54 9,323.65 4,469.82 1,906.45
Total Debt
9,027.02 8,992.58 9,244.47 7,635.21 3,194.29 1,218.67
Total Equity
6,555.77 6,595.00 6,562.91 6,939.44 5,965.62 5,266.18
Cash And Cash Equivalents
1,374.38 2,293.25 2,391.11 1,980.90 1,420.43 679.11
Working Capital
14,841.06 513.41 1,058.08 3,774.84 3,528.65 2,552.86
Shares Outstanding (Mil)
388.67
Book Value Per Share
15.07 14.75 15.82 14.44 13.37
Total Debt To Equity
1.38 1.36 1.41 1.10 0.54 0.23
Cash Flow Statement (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
1,034.89 1,205.61 -206.82 -3,134.46 -694.82 299.21
Cash From Investing Activities
-379.90 13.74 -185.56 -1,103.23 -873.63 54.83
Cash From Financing Activities
-1,430.37 -1,242.29 802.59 4,798.17 2,309.77 -165.62
Capital Expenditures
215.33 511.65 350.61 114.96 54.60
Free Cash Flow
-14.97 -523.63 224.95 118.49 325.93
Change in Cash
-775.38 -22.94 410.21 560.47 741.32 188.42

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


© Copyright 2025 Morningstar, Inc. All rights reserved.
Terms of Use    Privacy Policy
© Copyright 2025 Morningstar, Inc. All rights reserved. Please read our Terms of Use above. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
As of December 1st, 2023, the ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
Company: Morningstar India Private Limited; Regd. Office: 9th floor, Platinum Technopark, Plot No. 17/18, Sector 30A, Vashi, Navi Mumbai – 400705, Maharashtra, India; CIN: U72300MH2004PTC245103; Telephone No.: +91-22-61217100; Fax No.: +91-22-61217200; Contact: Morningstar India Help Desk (e-mail: helpdesk.in@morningstar.com) in case of queries or grievances.
Top